Wealth Artisan When it comes to making investments, financial advisers will often ask you whether you’re interested in capital growth or income. Now we all know what they mean by this question, but it is a misleading one for most people. The fact is that if you’re enjoying index-beating capital growth by a distance, you really won’t … Read more
Investing in stocks, funds, and public companies for maximized dividend returns takes a certain amount of savvy and strategic positioning on the investor’s part. It is characterized by some amount of risk and variables, but also wise decision-making, planning, and the ability to look at market trends and anticipate where the market is heading, whether short-term or … Read more
As humans, we are naturally attracted to any form of investment that promises an immediate and high-yield return of our money, which is why investors are particularly fond of high-yield dividend stocks. These investments promise quick cash flow into portfolios, and with high percentages of returns at that. Now, of course any investment should be done … Read more
Homemakers who look for easy ways to save money can start off with their weekly food allocation in their budget. Meals and groceries comprise a substantial chunk of the usual expenditure in households, so any effective cost-cutting measures in this area can produce substantial savings which can be allocated for other household expenses. Save Money with Meal Planning Don’t compromise … Read more
Being a minimalist means different things to different people, because each individual has a different perspective on what he or she considers “minimal” or basic. What Does Minimalism Mean? But we can sum up the desire to live a more minimalist lifestyle as one that is not tied down to material wealth, possessions, career, or other … Read more
When you mention the minimalist lifestyle to the average person, thoughts of giving up all worldly possessions, leaving behind the life one is used to and leading an ascetic, lonely lifestyle with very few pleasures or indulgences may come to mind. Now, while becoming a religious monk does entail an extreme form of self-sacrifice and, … Read more
We’ve all tried saving money by not going out to eat, and most of us fail. We’ve tried saving money by eating at home, but dining out is important to our interactions with friends, colleagues & family get-togethers. Some people just feel too tired at times to prepare a meal on their own, so they … Read more
Issues of low self-esteem and unhealthy self-image are common among many people, albeit at varying levels and with different impact on each person. Some are more capable of dealing with these feelings on their own, while others need a more structured program, perhaps with the help of a support system or a professional such as … Read more
Time is a valuable resource that you do not pay for directly but are responsible for investing wisely and in productive ways. The way you manage the 24 hours you are given every day can spell the difference between your success or failure in achieving your goals. Often, you can get lulled into a sense … Read more
Most information sources you look up regarding financial management, whether these are online resources, help books, or even consultations with financial planners, will focus on or stress the importance of making a budget for your income and expenses. Debt consolidation and management planners also begin much of their advice with creating a budget for their clients, … Read more
The number of Americans using alternative financial services is on the rise. The most recent survey by the Federal Deposit Insurance Corporation (FDIC) reveals surprising statistics on just how many Americans choose to have little to no financial relationships with traditional banking institutions, choosing instead to patronize alternative financial services or AFS. Data from the FDIC survey now estimates … Read more
Disney bought Lucas Film for $4.05 Billion Dollars. To many, Disney bought Star Wars, but Disney got a lot more than just Star Wars. What does this mean for Disney, and what does this mean for the Star Wars franchise? Hardcore fans around the world are lamenting at the idea, but others are excited. Disney … Read more
Grow your Business with Small Business Loans If your small business has reached a pivotal point and you need to put together a growth plan, you may be wondering how to finance the growth. The good news is that you can explore a business line of credit or small business loan to meet these needs. … Read more
Mobile credit card processing solutions are flooding the market, but Square merchant services was one of the first. Square has an app that works on both iOS devices (Apple iPhone, iPod, iPad, etc.) and Android devices alike. For anyone with previous merchant services experience, you might recall the horrendous maze of fees referred to as … Read more
For many companies, health insurance enrollment is either here, or coming soon. Many employees will just allow their employers to renew whatever they had last year, but some employees will certainly want to re-evaluate their options. Upcoming Medical Procedures If you have an upcoming medical procedure, or you think something may happen then you should … Read more
There are a few Dividend Champions, Dividend Contenders and Dividend Challengers with ex-dividend dates in the next few weeks. ex-dividend dates are the date that you need to own a stock before to be considered a “holder of record” on the record date and receive the dividend. Dividend Champions are stocks that have increased their dividend … Read more
Numerous indices exist for dividend investors. You may have heard of Dividend Aristocrats Index, but a less well-known index is the U.S. Dividend Champions index. Like the Dividend Aristocrats index, the Dividend Champions index tracks stocks that have increased dividends for the past 25 years. This index is less limited because it tracks beyond the … Read more
All dividend investors should be familiar with the Dividend Aristocrats index. The Dividend Aristocrats index was founded in 1989 and has 51 constituents as of this writing. All members of the Dividend Aristocrats index have one thing in common: they have raised their dividends for 25 consecutive years without stopping. Why Dividend Aristocrats Matter To … Read more
Income is a concern for a many, especially during these times. Between fixed income individuals and the unemployed, many are wondering how they can better prepare for their monthly income needs. Luckily, investment options are available. Monthly income investments will help you meet your goals. Monthly Dividend Stocks This is the first I’m mentioning monthly dividend … Read more
If you’re considering investing in dividend stocks, then it is important to establish a firm understanding of the basics. Below, I’m going to cover some of the basic ideas that you’ll want to know before you begin picking dividend stocks for your portfolio. Dividend Strategy You must understand the strategy you want to follow. Here … Read more
With an unsure economy, and the potential for high levels of inflation, you might be wondering how to invest in Silver. Silver has been in the news a lot because of it being at historically high prices, and I want to provide some basic information that you can use to learn how to invest in … Read more