Today we are going to define a phrase that we will probably be using quite a bit in the future. We are going to better define the phrase “perpetual mindset” for our purposes and uses. We will first give its literal definition, then we are going to apply a more specific definition for our purposes. … Read more
Many people have their vices. Starbucks, nail appointments, alcohol, and a laundry list of others. While, in moderation, many of these things are harmless and can really increase the quality of one’s day, they become problems when they are “needed.” A relatively new phenomenon comes in the form of a new caffeinated soft drink: the … Read more
This is an abstract study in the theories of time and the value of it. Winning With Time To continue from our last article “The Economics of Time,” we will now discuss winning with time. When we use the term “winning with time” we’re simply discussing how you can use time efficiently, either to enjoy … Read more
The Economics of Time Sometimes, to truly understand the most complex things, you should first try to understand the most basic. Time is something we take for granted, because it is something that tends to always be there, and when time is not there – well, you don’t notice. This is an elementary study on … Read more
A few weeks ago I commented on an article at Everyday Tips and Thoughts on their article about what amount of money is enough. I felt the comment needed a little more elaboration to further explore the topic. Is “more” the answer, or should it be the question? To be short, the answer is yes, … Read more
The Tiny House That Could In 1997, Jay Shafer built a house he called “Tumbleweed.” The house was a mere 89 square feet, making it smaller than the average bedroom in America. Jay managed to take a house, and shrink it down into a functional, and efficient means to live. His home has many of … Read more
In order to succeed financially it is imperative that you stop caring about what people think. Everyday we see guys aggressively driving their BMW’s, just to pull into the grocery store where they work. We see Hummers and Mercedes-Benz vehicles pulling into apartment complexes (Not condos, literally ordinary non-luxury apartment complexes), and we see McDonald’s … Read more
Is There A Book Rental Service? Why not rent library books? In our recent article about saving money by buying books with PaperBackSwap.com, we discussed the various ways you can make your book purchases much cheaper, but what about reading books for free? Do you remember the library? The person in the picture above forgot, … Read more
Update 11/3/2010: A disc is no longer needed, the Netflix software can be downloaded to the Wii by going into the Wii Shop Channel and installing it. The Netflix Wii application is a free application in the Wii Shop Channel. Netflix on the Wii There seemed to be a lot of interest in our “Free … Read more
Books vs. eBooks If you read our article about PaperBackSwap.com, then you might have noticed that we are fond of real books. You might be scratching your head, wondering what we mean by “real books.” There is a trend occurring with everything now being in a computer file format. Music, movies, and yes, books. Amazon … Read more
Why Buy New? Swap Used Books! In our ongoing drive to help save our readers money, we are constantly trying to find new, and great ways to save money. One way that many people save money is by visiting second-hand shops, and things of that sort. A great second-hand book service is PaperBackSwap. We’ve been … Read more
Fun Shouldn’t Cost A Fortune! Many peoples’ idea of a good time is usually going out to a restaurant, seeing a movie, going to an arcade, going to a theme park, going to concerts, and any number of other really fun activities. The problem with most of them is they are prohibitively expensive.
What Is The Credit Card Culture? Credit card culture describes our acceptance, use, and overall exuberance about credit cards. We are fascinated, obsessed, and, in some cases, addicted to our plastic little friend: The Credit Card. Credit cards offer convenience, trendiness, and status (so we think) to our ordinarily mundane lives. They are sexy, cutting edge, … Read more
What Is A Pillar Of Strength A pillar is a load bearing structure that helps keep buildings standing. A financial pillar of strength is a person that is strong, dependable, and intelligent about finances. They are kind, fair, and level-headed in their approach to finances. They accept criticism and understand that they will not be … Read more
Money and Marriage We have touched on finances in relationships in the past before but it is a very important aspect of financial stress because it affects multiple people and it can cause far more damage than any credit card bill could ever hope to. We have stressed the importance of making sure that both … Read more
Retire, or Work Until the End of Time Everyone’s goal, should be, and generally is to eventually retire. We’ve never met anyone who enthusiastically stated “I want to work until the day I die!” We’ve met some people who have accepted that as their only option, but even they want to retire. The problem, when … Read more
Is Your Income Enough? Often times, people don’t believe that their income is sufficient. The problem isn’t the income, it is the spending. That point aside, we do highly value income, and increasing income but not the way most people do. We believe in using income to generate more income, and this new income is … Read more
What do you consider to be “bills?” Electric, phone, and mortgage? Those are most certainly bills, what about Christmas gifts, anniversary gifts, and car repairs? Those probably weren’t on your radar as “bills” but they should be. Yes, it does sound cold and calculated, but you know they WILL happen! There is no excuse not … Read more
How Big Is Your Debt Cloud? Debt is a very common cloud looming over many heads right now. The first mistake with debt is to feel alone. You are not alone when it comes to debt! Yes, this debt is yours, but don’t feel like you are the only one with this issue. After realizing … Read more
Everyone has some element of stress in their lives, and for the majority it is financial stress. Multi-billionaires have financial stress, and Joe down the street has financial stress. The areas of stress may vary, but they all create an uneasy feeling. The Wealth Artisan will be doing a short series that we are cleverly … Read more
“Are We Debating Just To Win The Argument?” It is no secret that a major contributor to divorce is finances. There is a lot of “my money, her money” and very little teamwork. We have no doubt that there is probably at least one couple out there that works well with those pretenses, but the … Read more