This is part one of a two-part series. Read part 2 here. Without question, we are in a tough economy. Unemployment is high, adequate jobs are scarce and this puts many people into a tough position. How do you find a job? Finding a job shouldn’t be difficult, but if you are having problems here … Read more
About 3 weeks ago, we wrote an article about the Kardashians’ latest business endeavor money-making gimmick: The Kardashian Kard. It was a prepaid debit card with so many fees attached to it that you’d be broke before you could stand in the nearest check-out lane. It’s kind of ironic that they have a television show … Read more
I received an XBox for free. I received $60.00 off of a $200 bistro set for no good reason. I got these great things because I was willing to wait. Everyone hates waiting, and we refer to this as “now” syndrome. We, as humans, just naturally dislike waiting for things. We hate waiting so much, … Read more
Best Buy, check; Wal-Mart, check; Target, check; Maybe I should hire some people to hold my place in line, or I could just purchase the vouchers that get handed out for free. In fact, I’m going to cancel thanksgiving dinner, pitch a tent in front of a store right now (like this family), and be … Read more
I write for this financial blog, and it is what I love to do. I have a passion for finance, and a passion for helping people, so this is the perfect melding of the two. But it is so easy to get lost in all of this, and become self-focused, dare I say it: self-centered. … Read more
If you like what you read, then subscribe to our feed! As humans, we are apart of a club with the notorious reputation of procrastination. If we didn’t procrastinate then there would be no need for deadlines and schedules. It isn’t that we don’t want to get things done, we just prioritize things poorly. This … Read more
If you like what you read, then subscribe to our feed! Last time, we posted some self-reflection questions for you to think about. Now, we’re addressing the first question: do you have goals? I think that everyone has some sort of goal, but without explicitly defining the goals and organizing the plan of attack, I … Read more
If you like what you read, then subscribe to our feed! Today will be a more philosophical day, and a day of self-reflection. Sometimes, in our blind ambition, we find ourselves forging forward with all of our might, but don’t exactly know where we’re going. This happens often in finance when people are working, spending, … Read more
Free Bill Assessment Worksheet – Click To Download If you like what you read, then subscribe to our feed! Many people know that they want to save money, and many people already know what areas they can do better, but they just need a push in the right direction. On of the things that helps … Read more
Look at today’s technological innovations. Look at all of the different forms of financing. To help visualize what I’m talking about, I’m going to list a few of them: E-mail Cell Phones Texting Movies on demand Credit Cards Payday Loans Vacation Loans Pre-prepared foods What do they all have in common? They are all different … Read more
Today, I declare war on the word “splurge.” There really isn’t anything wrong with the word itself, but there is something terribly wrong with the way people use it. The word splurge is one of the most abused words in the English language. Here are some of the problems: It is used far too often by the … Read more
If you like what you read, then subscribe to our feed! My father once said, brilliantly, that you can learn something from anyone whether it be what to do or what not to do. As I got older, that little pearl of wisdom has held true without fail. Today, I bring to you one such … Read more
Cost of entertainment per hour is a fairly simple concept that we covered in our article “Watching Netflix on the Nintendo Wii” but we are going to cover it a bit more in-depth. Most prices that you see throughout your day are generally arbitrary (as far as you’re concerned). You go to a grocery store … Read more
If you like what you read, then subscribe to our feed! How would you like to get 5,054 hours of your life back, without having to pay for it? How would you like to get 2.43 years off from work? Your numbers may vary, but we’re going to show you how. Now, it isn’t something that you … Read more
If you like what you read, then subscribe to our feed! I’m married, and naturally, that means there will be disagreements, compromise, and surrender. I’m also a home-owner which means there will be various household decorating ideas, and those get expensive. My wife wanted this chandelier (pictured to the right) from JC Penney. This Chandelier … Read more
Many people are beginning to cope with cutting back indulgences to save more money, but still, many have trouble with saving money. Is saving money difficult for you? If you have trouble saving money, then the solution may be as simple as changing your perspective on saving. Saving Money Requires Too Many Changes A lot … Read more
If you like what you read, then subscribe to our feed! This is Steve (Top Row Right), Annette (Bottom Row, Second From Right), and their kids and they are “The Cheapest Family in America.” What makes this family the cheapest family in America? Here is a short snippet from their website: Steve worked as a … Read more
We’ve all experienced the heart pounding, butterflies in the stomach, “I couldn’t have” feelings of paying a bill and realizing that you might not have enough money in the account. Or, maybe you have had a car problem, or unexpected hospital visit and realized that you don’t have enough in savings to cover it. These … Read more
Update: Because of a high number of email requests, we are including some Amazon links to the switch we used (which is pictured to the right), and some other common types made by the same company. We’ve had a great experience with the toggle dimmer, the reviews look pretty good for the other two as … Read more
In our article “Paying Your Mortgage Early” we covered some of the mathematics behind paying a mortgage early. It’s very important to do this in order to minimize the amount of money that you are putting into the banks pocket. For every dollar extra you pay in interest, that’s a dollar you can’t use to … Read more
Today we are going to define a phrase that we will probably be using quite a bit in the future. We are going to better define the phrase “perpetual mindset” for our purposes and uses. We will first give its literal definition, then we are going to apply a more specific definition for our purposes. … Read more