7 Dollars and the World Around You

I write for this financial blog, and it is what I love to do. I have a passion for finance, and a passion for helping people, so this is the perfect melding of the two. But it is so easy to get lost in all of this, and become self-focused, dare I say it: self-centered. … Read more

The Kim Kardashian Debit Card

Yes, you’ve read the title correctly.  Kim Kardashian, and her sisters now have their own pre-paid debit card.  Just in case pop culture hasn’t overrun your life enough yet, now your kids can now beg and plead for you to load more money on their cards. In case you don’t know who the Kardashians are, … Read more

Broadband Genie

Recently we were approached to review Broadband Genie, which is an online Broadband Internet comparison tool available for UK customers. Don’t let that description fool you, because it is myopic at best. If you don’t reside in the UK, that’s perfectly fine because this website has helpful tools that anyone can benefit from, after all, … Read more

What Are You Putting Off?

If you like what you read, then subscribe to our feed! As humans, we are apart of a club with the notorious reputation of procrastination.  If we didn’t procrastinate then there would be no need for deadlines and schedules. It isn’t that we don’t want to get things done, we just prioritize things poorly.  This … Read more

Do You Have Goals? Plus a Fun Surprise!

If you like what you read, then subscribe to our feed! Last time, we posted some self-reflection questions for you to think about.  Now, we’re addressing the first question: do you have goals?  I think that everyone has some sort of goal, but without explicitly defining the goals and organizing the plan of attack, I … Read more

Questions and Direction – Where Are You Going?

If you like what you read, then subscribe to our feed! Today will be a more philosophical day, and a day of self-reflection.  Sometimes, in our blind ambition, we find ourselves forging forward with all of our might, but don’t exactly know where we’re going.  This happens often in finance when people are working, spending, … Read more

The “Now” Syndrome

Look at today’s technological innovations.  Look at all of the different forms of financing.  To help visualize what I’m talking about, I’m going to list a few of them: E-mail Cell Phones Texting Movies on demand Credit Cards Payday Loans Vacation Loans Pre-prepared foods What do they all have in common?  They are all different … Read more

A War On “Splurge”

Today, I declare war on the word “splurge.” There really isn’t anything wrong with the word itself, but there is something terribly wrong with the way people use it. The word splurge is one of the most abused words in the English language. Here are some of the problems: It is used far too often by the … Read more

Cost of Entertainment Per Hour

Cost of entertainment per hour is a fairly simple concept that we covered in our article “Watching Netflix on the Nintendo Wii” but we are going to cover it a bit more in-depth.  Most prices that you see throughout your day are generally arbitrary (as far as you’re concerned). You go to a grocery store … Read more

Johnson and Johnson Dividend Analysis (JNJ) 2010

Company:Johnson & Johnson Ticker: JNJ Current Price: ~$63.57 Annual Dividend: $2.16 52-Week Hi/Lo: $66.20/$56.86 Dividend Yield: Price: Yield: Hi $66.20 3.263% Current $63.57 3.398% Lo $56.86 3.799% Looking at that table, it’s easy to see that this Dividend Aristocrat has a very healthy dividend yield. I typically uses 3% as my minimum required yield when … Read more

Take 2.5 years off from work

If you like what you read, then subscribe to our feed! How would you like to get 5,054 hours of your life back, without having to pay for it?  How would you like to get 2.43 years off from work?  Your numbers may vary, but we’re going to show you how.  Now, it isn’t something that you … Read more

Home, Cheap Home: The Chandelier

If you like what you read, then subscribe to our feed! I’m married, and naturally, that means there will be disagreements, compromise, and surrender.  I’m also a home-owner which means there will be various household decorating ideas, and those get expensive. My wife wanted this chandelier (pictured to the right) from JC Penney.  This Chandelier … Read more

3 Lessons From A Slot Machine

If you like what you read, then subscribe to our feed! The slot machine, it is an iconic symbol of decadence that prevails throughout the world. From the Las Vegas Strip to the St. James Club in Antigua, from Atlantis Resort in the Bahamas, to Casino Baden-Baden in Germany, few people in the developed world … Read more

Is Saving Money Difficult For You?

Many people are beginning to cope with cutting back indulgences to save more money, but still, many have trouble with saving money.  Is saving money difficult for you?  If you have trouble saving money, then the solution may be as simple as changing your perspective on saving. Saving Money Requires Too Many Changes A lot … Read more

America’s Cheapest Family

If you like what you read, then subscribe to our feed! This is Steve (Top Row Right), Annette (Bottom Row, Second From Right), and their kids and they are “The Cheapest Family in America.”  What makes this family the cheapest family in America?  Here is a short snippet from their website: Steve worked as a … Read more

Celebration: 6 Months and 100 Posts!

Happy Fall and Happy October Today is an interesting day.  There’s so many things happening.  We just finished September, summer is over and fall is here (my favorite season), 6 months ago I started this blog to help friends and family with their money issues and it has since grown into what we have here … Read more

Use What You Can Lose

It’s not only a neat rhyming phrase, it is a rule of thumb that you should consider employing if you aren’t already.  Use that you can lose is simple in philosophy, but abundant in knowledge.     The idea is that you should invest money with the understanding that you can and may lose it all.  Another … Read more