Mobile credit card processing solutions are flooding the market, but Square merchant services was one of the first. Square has an app that works on both iOS devices (Apple iPhone, iPod, iPad, etc.) and Android devices alike.

Many companies want your credit card processing business. Here’s our over view of Square Merchant Services.
For anyone with previous merchant services experience, you might recall the horrendous maze of fees referred to as “interchange.” Square merchant services has changed the way credit card interchange fees are charged.
Square Merchant Services Fees
Square has two different pricing tiers:
- A flat 2.75% fee
- or a flat $275/month (up to $250,000)
If you process more than $10,000 in a month, then obviously the monthly fee is the better option. If you processed the $250,000 maximum in a month, that would effectively bring your fee down to 1.1%! Anything over the $250,000 would be charged at the standard 2.75% rate.
Credit card processing fees have always been a headache for businesses to account for, often resulting in hours of number crunching once you get the statement. All of that work just to make sure you weren’t charged too much!
Obviously, for larger companies that can pay someone to do that, it is a better deal, but for others it might be worth the higher rate to avoid the accounting headaches.
Square Video Review
Below is a video review that I produced of the Square Card Reader and the Square Android App. It walks you through a real sale performed on the Square App using the Square Card Reader and an Android Tablet. If you want more information regarding the sale in the video below, then read my other Square review. Below the video is Square support information including the Square Merchant Services Phone Number.
Square Merchant Services Support
Square merchant services can be reached a number of ways. Their support phone number is fairly hard to find, so I’m providing it below. While having the phone number is nice, Square also has newer support methods that might serve your needs better- such as Twitter and Email.
Square Merchant Services Phone Number
Square does have a support phone number, but it’s very hard to find. Most likely, this is due to the resources it takes to support a customer over the phone. I’m providing the number below, but make sure you try some of the other support options below too!
- Square Customer Support Phone Number: 415-375-3176
Other Support – Square Merchant Services
- Twitter: @SqSupport
- Support Form (requires login): Square Merchant Services Support Form
- Email: support@squareup.com
- Knowledge Base: http://help.squareup.com
Square Support Response Time Test
For your sanity, I did some support response time tests with Square and these are my findings. All tests were initiated around 5:00 to 5:30 PM Eastern on a Sunday.
At 5:15 PM I sent @SqSupport this Tweet:
@sqsupport How quickly do you respond to support inquiries?
— Wealth Artisan (@wealthartisan) October 28, 2012
and they responded exactly 1 hour later:
@wealthartisan We try to respond to all Support inquiries within 24 hours. If you have questions, please email us: bit.ly/hfViED
— Square Support (@SqSupport) October 28, 2012
True to their word, my other support requests, such as a contact form request and an email support request were all addressed before the end of the evening. So, if your issue is not time sensitive, it will save you a lot of waiting around time to just send an email, or use the support form, get on with your day and Square Merchant Services will get back to you within 24 hours.
I have seen commercials for this but haven’t seen any reviews on it until I came here. It seems like a great gadget for businesses. The fee seems a little hefty but then again I’m not too familiar with the industry. I keep battling with myself back and forth about becoming a registered investment advisor. If I ever do I will contemplate using this as a payment method.
Hey BBBI,
The fee is definitely hefty if you are a bigger merchant. If you are a micro or small merchant, than the percentage fee could be cheaper than a typical merchant account. It isn’t uncommon for a standard merchant account to have a $50 fee plus hundreds or thousands of dollars for equipment leasing.
I figure that a standard merchant agreement will cost you about $50/month + 20 cents per transaction + 1.75%. Based on those numbers, the break even point is about $6,500 (not counting equipment leases). So, if you process more than $6,500 in a month, then you’ll probably be better off with a standard merchant account
But not for long!
Square also has the $275 flat fee processing plan, which means at the $11,500 mark, Square becomes a better value again. $275 for Square and $279 for the standard merchant account. As you can see, when you decide on your credit card processing, make sure you use a spreadsheet for comparisons, LOL!
Thanks,
Timothy
I am interested in which Android tablet you used in your video of the Square demonstration. Only certain Android tablets will work with the card reader. Thanks.
Hi There Gabe,
That is the Acer Iconia A100 tablet. I’m not much of a Black Friday shopper, but my wife and I happened to be driving past a Best Buy and the line wasn’t long at all so we figured why not? I ended up picking it up for about $189 at the time. I hope this helps. Let me know if you have any other questions.
thanks,
Timothy