Identity theft is sadly becoming a common problem, with new and surprising ways for thieves to gain important information about you, your bankcards and your current accounts. What Is Credit Card Skimming A technique called credit card ‘skimming’, where thieves copy the information held in your card’s magnetic stripe when your card is swiped, has … Read more
When people hear that someone has money, we tend to think that they have a high paying job, they were born into money, they hit the lottery, or some other method of instant windfall. Rarely do we consider that the person might have just been responsible, and saved their money. I’m a huge fan of … Read more
Deciding whether you need to refinance your home or opt for a homeowner loan, such as a second mortgage, can be a stressful decision. Maybe you’re only beginning to weigh your options, but here’s something that may ease your mind. The average homeowner will keep their first mortgage for a mere seven years or less. … Read more
You’ve spent years saving up your down payment, checked out the calculator at moneysupermarket, found a real estate agent and are in the process of buying a home. While you may think the monthly mortgage payment including closing costs, fees and homeowners insurance are all it takes to get you the house of your dreams, … Read more
With everyone trying to save money at the moment, we’re guessing you’re bored of reading the same old tips – chances are, you’re already doing them or they’re totally irrelevant. We all know about switching our utilities or using the car less – and there’s no point regurgitating them again. So in effort to help … Read more
So let’s say you’re looking to buy yourself a new house, but you can’t decide how much to spend. This is a common problem as it’s hard to decide whether you should invest more or less. This has become even more complicated with a tumultuous property market. It is also a tricky problem as buying … Read more
Max Lucado said the best quote I’ve ever heard on death and money: “You never see a U-Haul following a hearse.” Max Lucado strikes upon a very important matter in the world of finance: death and money. We may not like talking about death, but it’s important to understand the relationship if you want to … Read more
The following article is a guest post. The whole point of going to work is to earn money, but working can also rack up some expenses costing you money better off in a savings account. You can blame a lack of time or the need for convenience, but making a few small changes in what … Read more
This savings tip is a guest post from our friends at MoneySuperMarket.com! This is mainly applicable to our British readers, but there are similar services starting to pop up in the United States. Be sure to do some research to see if this is an option for you! When it comes to sourcing your gas … Read more
Financial Failure 101 If you like being apart of a large group of financially unsuccessful people, then do we have the opportunity for you! Do you have trouble with the following? Making $2,000 dollars fast Saving more than 4.9% of your income. Having more than $10,000 in retirement savings. Video: How to Make Money Fast $2,000 in … Read more
If there were a top 10 list of the world’s worst concepts, this would rank near the top. I’ll assume that everyone who reads this understands the most basic of mathematics. Marketers have long used this phrase to great success and still continue to. Earlier today I heard the claim made in some theme park … Read more
Free software can save you time, and large sums of money. Of course, there are softwares that you pay for, but why pay for it when there are free software alternatives that can be used? One important way to save money is to use your time efficiently. Software options to accomplish this feat abound. You … Read more
Anytime that my wife or I shop online, we always do one thing before checking out: we search for promotion and coupon codes. We have saved a lot of money using this tactic, and up until recently, we were mainly limited to searching Google for codes and crossing our fingers. Recently, I came across PromotionCode.org, … Read more
Passive income is a popular subject in personal finance, and it is a goal of ours as well. If you’re unfamiliar with passive income, it is an income stream that you don’t have to actively earn. There are many forms of passive income such as: Dividends from stocks. Interest from CDs, bonds and other accounts. Residuals in … Read more
Hedge funds, derivatives, calls, puts, options. What are they? For the average person, these terms are meaningless. Understanding them as a concept is bad enough, but actually using them? It is almost laughable. Yet, everyday, people try to use these financial tools to their benefit, without knowing what they actually do. Quick note: Investing while … Read more
Sometimes, when we have ideas, we can only see the overall picture. Being able to see the big picture is important, but it also can make the task seem impossible. How do you climb some of these mountains? Your mountain can be anything: eliminating debt, a project at work, a project at home, starting a … Read more
Have you ever heard the phrase “If it sounds too good to be true, it probably is.”? This phrase speaks more words of wisdom than I ever could, but for some reason people forget it or ignore it. Everyone is in such a big rush to get rich quick that they throw caution to the … Read more
We’ve been discussing the WMD Savings method or plan. WMD stands for Well, Mule and Distributor. With a detailed description of the plan laid out, we can now put the plan together to look at how it works. If you’re new, then be sure to read up on these posts: The WMD Savings Plan – … Read more
This is a diagram of the savings plan. We’ve begun discussing the WMD Savings method or plan. If you haven’t read it yet, be sure to read the Introduction to the WMD Savings Method. WMD stands for Well, Mule and Distributor. We continued the discussion on Friday with an explanation about the Well Account, its … Read more
If you like what you read, then subscribe to our feed! On Monday, we began discussing the WMD Savings method or plan. If you haven’t read it yet, be sure to read the Introduction to the WMD Savings Method. WMD stands for Well, Mule and Distributor. We continued the discussion on Wednesday with an explanation … Read more
If you like what you read, then subscribe to our feed! On Monday, we began discussing the WMD Savings method or plan. If you haven’t read it yet, be sure to read the Introduction to the WMD Savings Method. WMD stands for Well, Mule and Distributor. Today, we are going to talk about the Distributor … Read more