You diversify your investments just in case, you purchase health insurance, car insurance, home owners insurance, and countless other preventative products, so why do you depend on one company for your income? Often overlooked, people put all of their “income eggs” into one basket. Growing retirement income is an excellent and highly suggested path to … Read more
The Lottery Winners We’ve heard that you can learn something from anyone whether it be what to do, or what not to do. On Sunday April 18, 2010 we saw an episode of Moving up on TLC. This particular episode is called “The Lottery Winners” and it details how a couple won a $600,000.00 lottery. … Read more
“Are We Debating Just To Win The Argument?” It is no secret that a major contributor to divorce is finances. There is a lot of “my money, her money” and very little teamwork. We have no doubt that there is probably at least one couple out there that works well with those pretenses, but the … Read more
Dinner dates, they are the most fundamental aspect of a relationship. What is more romantic than going out to a fancy restaurant, getting a fine bottle of wine, hearing that amazing music, being in the perfect atmosphere, and enjoying the company of the person you adore? The only problem is that it comes with a … Read more
People tend to nickel and dime themselves to death each month. Then, at the end of the month, they wonder why they never have money left. What we are going to highlight here is a phenomenon that we’re going to call “Nickel and Diming Yourself to Savings.” Our challenge to you is to eliminate some … Read more
Many, especially in the United States, have a profound obsession with televisions. People act as though we need televisions to survive. To compound the problem people also think they need the latest, clearest, flattest TVs on the market. I’ve heard many excuses ranging from I’ve had my TV for a while, all the way to … Read more
We love food, we all do, and some of us love it more than we should. This is why a grocery list is an important tool in the arsenal of the frugal. For me, going into a grocery store without a shopping list is like giving a kid a blank check and sending them to … Read more
No you don’t. At least, generally, you probably don’t. There is no doubt that some of our readers reading this are in the red, that is: your outgoing money exceeds your incoming money. But that doesn’t mean that you need more income unless all of your money is going towards obligations, and absolutely $0.00 is … Read more
If you are still using a traditional land line phone then you may seriously want to consider getting that fixed. Depending on your features, you may be paying up to $60.00 a month! For $40.00 a month you could get an unlimited cell phone plan (taxes included, No contract) at MetroPCS, for $50.00 a month … Read more
We use the term “Uber-Consumer” or “Uber-Consumerism” from time-to-time. It is a term we’ve coined to describe a new level of consumerism. We think it is necessary to define this term so there is no confusion about what we mean. Uber-Consumerism describes the act of uncontrollably buying things people don’t really need. Commercials Make You Unhappy … Read more
My wife and I will occasionally dine out, which I know isn’t good for saving money, but have you ever noticed that food portions are huge? I did a little research and found a great article demonstrating how portion sizes have changed over time, check it out here. Save Money by Sharing Meals The good … Read more