Dividends are a disbursement of earnings from a company to its shareholders. In less fancy terms, they are a paycheck that you get from owning certain stocks. Ordinarily, dividends are paid on a quarterly basis but you can also find dividends that are paid out on a monthly basis. The amount of a dividend is … Read more
Are you looking for a Dividend Payout Ratio calculator? Use our Dividend Payout Ratio Calculator! You can input a stock ticker symbol, or type the values in manually to calculate the DPR. The DPR Acronym A Dividend Payout Ratio (DPR) is a ratio that tells you how much money a company is paying out in … Read more
The ex-dividend date is an important date to keep in mind when purchasing a stock, but there are some who like to buy a stock before the ex-dividend date, and sell the stock after to “scoop the dividend.” Doing this is possible but it’s a controversial topic and you need so much capital to make it worth it that … Read more
Don’t Be Late For The Ex-dividend Date You may hear the terms ex-dividend, ex dividend, or ex dividend date tossed around here a little bit, but if you don’t know what it means, then you may want to buckle in. Ex-dividend dates are important, especially if you are attempting to rock your dividend boat, because … Read more
Don’t Find Comfort In Routine, Shuffle The Dividend Payers The team members of The Wealth Artisan invest on a monthly basis, and some almost on a daily basis. We all invest towards our main goal, and that is passive income. Most of us love dividends, and that is our choice for passive income, but did … Read more
What Is Yield On Cost? When investing in dividends, an important idea is “yield on cost.” If you’ve never heard this phrase before, it is OK, but it is terribly important to understand. Yield on cost is basically a short way to say: “The current return you are getting on a security compared to the … Read more
An Angry Boss, A Tough Job, and Lunch Everyone has had a job they have hated, and not necessarily because the job itself was terrible, but because of the person in charge. Some on our team have vivid memories of such a job, especially our team member Timothy. We will let Timothy take over from here: Many … Read more
Money and Marriage We have touched on finances in relationships in the past before but it is a very important aspect of financial stress because it affects multiple people and it can cause far more damage than any credit card bill could ever hope to. We have stressed the importance of making sure that both … Read more
Retire, or Work Until the End of Time Everyone’s goal, should be, and generally is to eventually retire. We’ve never met anyone who enthusiastically stated “I want to work until the day I die!” We’ve met some people who have accepted that as their only option, but even they want to retire. The problem, when … Read more
Is Your Income Enough? Often times, people don’t believe that their income is sufficient. The problem isn’t the income, it is the spending. That point aside, we do highly value income, and increasing income but not the way most people do. We believe in using income to generate more income, and this new income is … Read more
What do you consider to be “bills?” Electric, phone, and mortgage? Those are most certainly bills, what about Christmas gifts, anniversary gifts, and car repairs? Those probably weren’t on your radar as “bills” but they should be. Yes, it does sound cold and calculated, but you know they WILL happen! There is no excuse not … Read more
The Wealth Artisan is generally about going against the grain. The average Joe wants the big screen TV, the credit card with a big limit, and a new car, but that isn’t how true Wealth Artisan’s behave. Wealth Artisan’s stand in the face of commercialism and say “No, that’s OK, I don’t need what you … Read more
How Big Is Your Debt Cloud? Debt is a very common cloud looming over many heads right now. The first mistake with debt is to feel alone. You are not alone when it comes to debt! Yes, this debt is yours, but don’t feel like you are the only one with this issue. After realizing … Read more
Everyone has some element of stress in their lives, and for the majority it is financial stress. Multi-billionaires have financial stress, and Joe down the street has financial stress. The areas of stress may vary, but they all create an uneasy feeling. The Wealth Artisan will be doing a short series that we are cleverly … Read more
Payday loans are dangerous little devices. They offer an extremely temporary feeling of stability, until the next bill roles in, or you need to pay the loan back. They hide their interest rates by charging a “flat fee.” After all, would you rather take a one month, $200.00 loan that charges a $20.00 fee, or take that … Read more
What is wealth to you? To many people wealth is a big number at the end of many years of saving and investing, and to others it is a yearly or monthly income. To us, wealth is a dollar figure that will allow a person to continue their quality of life to the end of … Read more
Many people think water will be a privatized commodity in the future. In fact, a google search of the phrase “water privatization” yields about 641,000 results. Another search for “how to invest in water” yields about 31,000,000 results. There are many crazy ideas for investing in water. And some of them might even work… if you’re Ted … Read more
“I Hate My Job!” If that sounds like you then why aren’t you profiting from your employer? Sure, you are probably drawing a paycheck, but are you going to forever get passive income from them? If your answer to that is no, then change it to yes! Turn Your Job Into a Passive Income Generator … Read more
On Friday, we discussed diversifying income by creating multiple streams of income. This will hedge against the impact of one stream shrinking, or being eliminated altogether. We will now discuss an example to help illustrate this idea. How Do You Diversify Your Income Streams? Let’s say that you decide to write articles online. There are … Read more
There are a number of ways to earn passive income, but by far the best performing ones that we have seen so far has been writing online. If you’ve decided that you want to write articles online then this is for you. Writing Articles Online First, you must decide how you want to get paid. … Read more
You diversify your investments just in case, you purchase health insurance, car insurance, home owners insurance, and countless other preventative products, so why do you depend on one company for your income? Often overlooked, people put all of their “income eggs” into one basket. Growing retirement income is an excellent and highly suggested path to … Read more