Why We Love Real Books

Books vs. eBooks If you read our article about PaperBackSwap.com, then you might have noticed that we are fond of real books.  You might be scratching your head, wondering what we mean by “real books.”  There is a trend occurring with everything now being in a computer file format.  Music, movies, and yes, books.  Amazon … Read more

Save Money With PaperBackSwap.com

Why Buy New? Swap Used Books! In our ongoing drive to help save our readers money, we are constantly trying to find new, and great ways to save money.  One way that many people save money is by visiting second-hand shops, and things of that sort.  A great second-hand book service is PaperBackSwap.  We’ve been … Read more

Is Your Money Exponential?

What If Scenarios What if you placed a cent into a bank account @ 1.29% interest for 1,000 years?  After 4.5 years you would have 2 cents!  Not bad right?  OK, bear with us.  About 2.5 years later you would get another cent!  Not much, we understand.  What we want to point out is that … Read more

How To Invest In Water

If you like what you read, then subscribe to our feed! Privatization Of Water Many people believe that water will be privatized in the next few decades.  Without question, we’ve already seen a move in that direction just by the dominance of bottled water in the beverage industry, and private companies taking over the water … Read more

Pay Day Loans

Pay Day Loans If you read our article about pay day loan sharks, then you probably already know that we have a slightly unfavorable view on pay day loans.  It’s not that we believe pay day loan companies are out to get you, because they aren’t.  Pay day loan companies have every reason to keep you … Read more

This instead of that: Games

Fun Shouldn’t Cost A Fortune! Many peoples’ idea of a good time is usually going out to a restaurant, seeing a movie, going to an arcade, going to a theme park, going to concerts, and any number of other really fun activities.  The problem with most of them is they are prohibitively expensive.

Credit Card Culture

What Is The Credit Card Culture? Credit card culture describes our acceptance, use, and overall exuberance about credit cards.  We are fascinated, obsessed, and, in some cases, addicted to our plastic little friend: The Credit Card.  Credit cards offer convenience, trendiness, and status (so we think) to our ordinarily mundane lives.  They are sexy, cutting edge, … Read more

Guest Post: The Business of Investing

What is the difference between the business of investing and investing? Creating art is different from selling art, and the same goes for investing – the business of investing is different than actual investing. Not knowing the difference may cost you the opportunity to retire with enough money to enjoy the rest of your life.

Should I Buy A Used Car?

How Much For Your Headache? The common misconception about used cars is that you’re just buying someone else’s headaches.  There are a few ways to avoid purchasing another person’s headaches which we will highlight below. This particular rumor finds itself grounded in the truth of history, but it has since become a truth of the … Read more

Do I Need A New Car?

Do I Need A New Car When a person’s car dies, or people crack enough jokes, a person will inevitably ask themselves at some point: Do I Need A New Car? This question comes with a lot of stigma attached to it.  Friends and family will generally tell you yes, and use phrases like “you … Read more

Whiteboard: What Is It Good For?

Absolutely everything! Whiteboards Make Planning Easy Planning is a key element to success and something that we emphasize here at The Wealth Artisan.  Without planning you wouldn’t know where your money was going, what your investments would be, and where you would be financially at a certain given time in the future.  A whiteboard doesn’t … Read more

Financial Pillar of Strength

What Is A Pillar Of Strength A pillar is a load bearing structure that helps keep buildings standing.  A financial pillar of strength is a person that is strong, dependable, and intelligent about finances.  They are kind, fair, and level-headed in their approach to finances.  They accept criticism and understand that they will not be … Read more

A Thank You This Memorial Day

Thank You Thanks To The Men & Women In Uniform  We write freely today because a veteran defended our First Amendment.  We openly celebrate and worship our God because a veteran defended our First Amendment.  We enjoy a safer environment, our own homes, our vehicles, the English language, clean water, electricity, literacy, books, and even … Read more

Emergency Credit Card

What’s Your Emergency Fund? Very few people have a plan for when something bad happens. In fact, some peoples’ plan seems to be to be to hope with all of their hearts that something bad doesn’t happen! It seems to work really well until something does happen, and that’s when things fall apart. Let us … Read more

What Are Dividends?

Dividends are a disbursement of earnings from a company to its shareholders. In less fancy terms, they are a paycheck that you get from owning certain stocks. Ordinarily, dividends are paid on a quarterly basis but you can also find dividends that are paid out on a monthly basis. The amount of a dividend is … Read more

Dividend Payout Ratio (DPR)

Are you looking for a Dividend Payout Ratio calculator? Use our Dividend Payout Ratio Calculator! You can input a stock ticker symbol, or type the values in manually to calculate the DPR. The DPR Acronym A Dividend Payout Ratio (DPR) is a ratio that tells you how much money a company is paying out in … Read more

Buying Before the Ex-Dividend Date, and Selling After

Cityscape at sunset with the text 'buying before the ex-dividend date and selling after' super-imposed over it.

The ex-dividend date is an important date to keep in mind when purchasing a stock, but there are some who like to buy a stock before the ex-dividend date, and sell the stock after to “scoop the dividend.”  Doing this is possible but it’s a controversial topic and you need so much capital to make it worth it that … Read more

Ex Dividend Date

Don’t Be Late For The Ex-dividend Date You may hear the terms ex-dividend, ex dividend, or ex dividend date tossed around here a little bit, but if you don’t know what it means, then you may want to buckle in.  Ex-dividend dates are important, especially if you are attempting to rock your dividend boat, because … Read more