Wait – What? Hello? Are You There?
If you find yourself saying this multiple times a day, then you are probably a cell phone user. Don’t worry, you’re not alone, but there should be a question that you are asking yourself: is it necessary?
Yes, in the past we have written about cutting off the land-line as a means to saving money, but there are times that the cell phone may not be the best solution. Absolutely, there are many people, businesses and jobs out there that require the electronic leash, but do you need it?
On average, people pay about $50-$60 dollars a month, and many of us know people who pay well over that amount. Based on how popular smart-phones are becoming, and the data-plans they require, we can only imagine this average moving steadily upwards.
If you are like many, you have access to many different means of communication including e-mail, work phones, and house phones, and often times cutting the land-line is suggested to save money. This is often suggested to be replaced by a cellphone for convenience sake, but where does convenience, sanity and cost intersect?
The Cost Factor
Few would refute that cell phones can be cheaper than land-lines. This paired with the convenience and portability of a cell phone makes it a tough bargain to turn down. This was true up until the recent advent of “smart-phones.” Smart-phones are phones that use an operating system, much like personal computers use Microsoft Windows or Apple Mac OS. These phones typically need access to the Internet in order to get the full “experience” such as mail capabilities, using apps, and web browsing. This data plan comes at a cost, and often a high cost.
On many of the networks you can easily end up spending anywhere from $30 – $75 on the data alone, and that isn’t including your phone service! If you’re a talker or a texter then be prepared to grab for the unlimited packages or risk being smacked with a surprise bill if you don’t pay attention.
Sanity
Cell phones didn’t get the nickname of “the electronic leash” for no reason. Cell phones make a person available like never before dreamed. You could be in the middle of nowhere (assuming you still have signal) and still be reachable. You can check your news, view the weather, check out the family drama on Facebook, all from the middle of nowhere. What are we getting at here? Do you talk to your husband or wife on your way to or from work? Have you noticed that the two of you don’t have much to talk about anymore?
What about fights? Do you get into arguments over silly, little things while on your cell phones? Without the cell-phone you wouldn’t have had those arguments (necessarily), and you wouldn’t have already spouted out all of your talking points for the day! It just might assist your relationship!
Convenience
What about emergencies? Simple, get a prepay phone with a minutes card and keep it in your dashboard, or put the minutes on your phone and keep it on you but tell people to only call you for emergencies. Beware, prepay minutes will often expire so be sure to verify how long they are good for, and what the company’s coverage area looks like. PFFirewall has a great article regarding his experience with prepay phones. Problem solved, and you don’t have to blow all of your talking points on the drive home. Money Funk has an excellent article about how unplugging can positively impact relationships. This method won’t be for everyone, but as always, we are simply trying to provide the different perspectives.

Thanks for highlighting that oldie of mine! I still stand behind prepaid phones. They work flawlessly as far as quality compared to other carriers because they use the same towers but they cost a fraction of the price. We have been using them for a year and our savings is even higher than I estimated when we first started using them!
Hey Jesse,
I think many people would be surprised if they took the price of their phone plan and divided it by the number of minutes they use. Prepay might seem expensive at first, but the cost per minutes isn’t all that different, and in many instances it is cheaper. Take some of your unlimited carriers out there like MetroPCS for example. $40.00 is a fantastic deal if you use thousands of minutes, but if you only use 500 minutes, then you end up paying 8 cents a minute (Not bad, but not great).
In the end, it is up to the consumer to determine what they want to pay per minute, but we highly suggest that people keep prepay options in the mix! Sometimes, not having a contract is priceless. Thank you for highlighting the reception points!
Thanks,
Timothy
Wealth Artisan Team Member
http://WealthArtisan.com
I also have to vouch for prepay! I don’t have a landline, either, so yeah, the cell phone is necessary
Hi Kevin,
Thanks for stopping by. Once we journeyed down the prepaid rabbit hole, we realized that there is a whole underground preference for the prepay phones. Maybe the major carriers try to hide the popularity in order to bolster their subscription products?
Thanks,
Timothy
Wealth Artisan Team Member
http://WealthArtisan.com
Yep, Tracfone which is what we personally use piggybacks on ATT towers which was our previous carrier so we didn’t notice any change in coverage.
We also love not having a contract, because if we happen to move or just don’t want to pay for the phone eventually, we have that option!
I got no strings on me
Jesse,
That’s really great to hear. When we were researching prepaid phone companies to really see what kind of value was offered, Tracfone and its subsidiaries (Net10 and StraightTalk) scored very highly. Net10 and Tracfone did remarkably well with JDPower also. Thank you for your insights!
Thanks,
Timothy
Wealth Artisan Team Member
http://WealthArtisan.com
I love my cell phone. I worry so much less about the kids since we are all so easy to reach. Plus, take right now for instance. I am waiting for a very important phone call. With my cell, I don’t have to wait around at home for the call and worry I am missing it while I am out.
I use my phone way too much to use a prepay phone. I don’t talk on it unnecessarily, but I do love the security it provides me, and my family.
Absolutely understandable!
Depending on who you are and your outlook, being accessible can be extremely convenient, or a huge hassle. For someone who sits in an office all day (with access to email and an office phone), and only have a short jaunt home, a prepay phone would probably cover most of their bases, especially for the ones that don’t leave home.
For well traveled people such as yourself Kris, we definitely think the cell phone is a must. Thanks for stopping in, it always brings a smile!
Thanks,
Timothy
Wealth Artisan Team Member
http://WealthArtisan.com
Do you guys state side have line rental on your home phone? Down over here in Australia we have to pay $30/ month to “rent” the line conected to our house if we want a home phone. That’s BEFORE you’ve made a single call.
For me anyway it’s smarter to spend $30 per month on a cell phone, when you get $30 of included phone calls and text messages.
With Net 10 you get 300 free minutes with your phone and 60 days service and you can get a $20.00 phone up to a qwerty phone as you choose! You get national and international coverage with no roaming fees and your calls will cost you 10c per minute ( 15c per minute overseas ) and your texts 3c each. See http://www.net10laughoff.com for more info.
Hello Theo,
Thank you for stopping by to inform us of all of those excellent features. We have to say, before writing this article, we didn’t realize prepay was so competitively priced. It’s really refreshing to see. All this time, we’ve thought that plans were the only way to go.
Thanks,
Timothy
Wealth Artisan Team Member
http://WealthArtisan.com