You see advertisements like the one to the right all day long. They all talk about these secrets that the insiders don’t want you to know. They talk about how they hold the key to easy money, and the only way to have the easy life is by buying their program. The Lure They will … Read more
If you have followed our site at all then you have probably read our articles about TV, such as: Watching Netflix On Your Wii Free & Cheap TV Solutions Keeping Up With The Joneses – TV Mania We’re Not Anti-TV Now, it may look like we are anti-television, but really, we actually do enjoy TV. What … Read more
This is Part 2 of a 2 part series called “It’s Your Business!” Part 2 – It’s Your Business! In Part 1 we asked “If your personal finances were a business on the stock market, would people invest in it?” We outlined a couple of ways that you could reinvent your business to make it … Read more
This is Part 1 of a 2 part series called “It’s Your Business!” Part 1 – It’s Your Business If your personal finances were a business on a stock exchange, would people invest in you? Consider what people look for when they want to invest in companies. They want to see revenue, profit, low debt … Read more
Today we are going back to the basics, and we are going to discuss some general, but powerful ways to improve your finances. While we will attempt to summarize each of the steps into one paragraph each, it is important to know that each step is a financial mountain in-and-of itself. These steps will take … Read more
Track That Spending Wednesday, we spoke about cutting back on your spending to save money in your finances. It is a fantastic way to get more out of what you already have, but how do you know where to make cuts? That is done by tracking your spending. We know that tracking spending is about as fun … Read more
Pay Day Loans If you read our article about pay day loan sharks, then you probably already know that we have a slightly unfavorable view on pay day loans. It’s not that we believe pay day loan companies are out to get you, because they aren’t. Pay day loan companies have every reason to keep you … Read more
Are you your only advisor? The success of having multiple advisors is no secret. Even the Holy Bible talks about it in Proverbs 15:22: 22 Plans fail for lack of counsel, but with many advisers they succeed.
Do I Need A New Car When a person’s car dies, or people crack enough jokes, a person will inevitably ask themselves at some point: Do I Need A New Car? This question comes with a lot of stigma attached to it. Friends and family will generally tell you yes, and use phrases like “you … Read more
An Angry Boss, A Tough Job, and Lunch Everyone has had a job they have hated, and not necessarily because the job itself was terrible, but because of the person in charge. Some on our team have vivid memories of such a job, especially our team member Timothy. We will let Timothy take over from here: Many … Read more
Payday loans are dangerous little devices. They offer an extremely temporary feeling of stability, until the next bill roles in, or you need to pay the loan back. They hide their interest rates by charging a “flat fee.” After all, would you rather take a one month, $200.00 loan that charges a $20.00 fee, or take that … Read more
What is wealth to you? To many people wealth is a big number at the end of many years of saving and investing, and to others it is a yearly or monthly income. To us, wealth is a dollar figure that will allow a person to continue their quality of life to the end of … Read more
“I Hate My Job!” If that sounds like you then why aren’t you profiting from your employer? Sure, you are probably drawing a paycheck, but are you going to forever get passive income from them? If your answer to that is no, then change it to yes! Turn Your Job Into a Passive Income Generator … Read more
On Friday, we discussed diversifying income by creating multiple streams of income. This will hedge against the impact of one stream shrinking, or being eliminated altogether. We will now discuss an example to help illustrate this idea. How Do You Diversify Your Income Streams? Let’s say that you decide to write articles online. There are … Read more
You diversify your investments just in case, you purchase health insurance, car insurance, home owners insurance, and countless other preventative products, so why do you depend on one company for your income? Often overlooked, people put all of their “income eggs” into one basket. Growing retirement income is an excellent and highly suggested path to … Read more
The Lottery Winners We’ve heard that you can learn something from anyone whether it be what to do, or what not to do. On Sunday April 18, 2010 we saw an episode of Moving up on TLC. This particular episode is called “The Lottery Winners” and it details how a couple won a $600,000.00 lottery. … Read more
People tend to nickel and dime themselves to death each month. Then, at the end of the month, they wonder why they never have money left. What we are going to highlight here is a phenomenon that we’re going to call “Nickel and Diming Yourself to Savings.” Our challenge to you is to eliminate some … Read more
No you don’t. At least, generally, you probably don’t. There is no doubt that some of our readers reading this are in the red, that is: your outgoing money exceeds your incoming money. But that doesn’t mean that you need more income unless all of your money is going towards obligations, and absolutely $0.00 is … Read more