If you like what you read, then subscribe to our feed! As humans, we are apart of a club with the notorious reputation of procrastination. If we didn’t procrastinate then there would be no need for deadlines and schedules. It isn’t that we don’t want to get things done, we just prioritize things poorly. This … Read more
Free Bill Assessment Worksheet – Click To Download If you like what you read, then subscribe to our feed! Many people know that they want to save money, and many people already know what areas they can do better, but they just need a push in the right direction. On of the things that helps … Read more
Look at today’s technological innovations. Look at all of the different forms of financing. To help visualize what I’m talking about, I’m going to list a few of them: E-mail Cell Phones Texting Movies on demand Credit Cards Payday Loans Vacation Loans Pre-prepared foods What do they all have in common? They are all different … Read more
If you like what you read, then subscribe to our feed! My father once said, brilliantly, that you can learn something from anyone whether it be what to do or what not to do. As I got older, that little pearl of wisdom has held true without fail. Today, I bring to you one such … Read more
Cost of entertainment per hour is a fairly simple concept that we covered in our article “Watching Netflix on the Nintendo Wii” but we are going to cover it a bit more in-depth. Most prices that you see throughout your day are generally arbitrary (as far as you’re concerned). You go to a grocery store … Read more
If you like what you read, then subscribe to our feed! The slot machine, it is an iconic symbol of decadence that prevails throughout the world. From the Las Vegas Strip to the St. James Club in Antigua, from Atlantis Resort in the Bahamas, to Casino Baden-Baden in Germany, few people in the developed world … Read more
Some people dislike things because they just aren’t cool any longer. Remember the walk-man cassette players, then the portable CD players, and now the mp3 players? What about the cellular phones in a briefcase, then flip phones, and now mini computers that you sometimes talk into? Have dividends become so unattractive in today’s shorts, calls, … Read more
We’ve all experienced the heart pounding, butterflies in the stomach, “I couldn’t have” feelings of paying a bill and realizing that you might not have enough money in the account. Or, maybe you have had a car problem, or unexpected hospital visit and realized that you don’t have enough in savings to cover it. These … Read more
Update: Because of a high number of email requests, we are including some Amazon links to the switch we used (which is pictured to the right), and some other common types made by the same company. We’ve had a great experience with the toggle dimmer, the reviews look pretty good for the other two as … Read more
You see advertisements like the one to the right all day long. They all talk about these secrets that the insiders don’t want you to know. They talk about how they hold the key to easy money, and the only way to have the easy life is by buying their program. The Lure They will … Read more
This is Part 2 of a 2 part series called “It’s Your Business!” Part 2 – It’s Your Business! In Part 1 we asked “If your personal finances were a business on the stock market, would people invest in it?” We outlined a couple of ways that you could reinvent your business to make it … Read more
This is Part 1 of a 2 part series called “It’s Your Business!” Part 1 – It’s Your Business If your personal finances were a business on a stock exchange, would people invest in you? Consider what people look for when they want to invest in companies. They want to see revenue, profit, low debt … Read more
Dividend Investing If you are currently investing for dividends, passive income, or have any plans to begin dividend investment then you should sit down and familiarize yourself with the Dividend Aristocrats. No, these are not cats that pay dividends nor are they snobby men that hand out money, it is an index of stocks that have something in common: they … Read more
What If Scenarios What if you placed a cent into a bank account @ 1.29% interest for 1,000 years? After 4.5 years you would have 2 cents! Not bad right? OK, bear with us. About 2.5 years later you would get another cent! Not much, we understand. What we want to point out is that … Read more
Pay Day Loans If you read our article about pay day loan sharks, then you probably already know that we have a slightly unfavorable view on pay day loans. It’s not that we believe pay day loan companies are out to get you, because they aren’t. Pay day loan companies have every reason to keep you … Read more
The ex-dividend date is an important date to keep in mind when purchasing a stock, but there are some who like to buy a stock before the ex-dividend date, and sell the stock after to “scoop the dividend.” Doing this is possible but it’s a controversial topic and you need so much capital to make it worth it that … Read more
Don’t Find Comfort In Routine, Shuffle The Dividend Payers The team members of The Wealth Artisan invest on a monthly basis, and some almost on a daily basis. We all invest towards our main goal, and that is passive income. Most of us love dividends, and that is our choice for passive income, but did … Read more
What Is Yield On Cost? When investing in dividends, an important idea is “yield on cost.” If you’ve never heard this phrase before, it is OK, but it is terribly important to understand. Yield on cost is basically a short way to say: “The current return you are getting on a security compared to the … Read more
An Angry Boss, A Tough Job, and Lunch Everyone has had a job they have hated, and not necessarily because the job itself was terrible, but because of the person in charge. Some on our team have vivid memories of such a job, especially our team member Timothy. We will let Timothy take over from here: Many … Read more
Is Your Income Enough? Often times, people don’t believe that their income is sufficient. The problem isn’t the income, it is the spending. That point aside, we do highly value income, and increasing income but not the way most people do. We believe in using income to generate more income, and this new income is … Read more
What is wealth to you? To many people wealth is a big number at the end of many years of saving and investing, and to others it is a yearly or monthly income. To us, wealth is a dollar figure that will allow a person to continue their quality of life to the end of … Read more