Is a 401k enough for retirement? I see lots of different statistics about retirement nest eggs, such as 43% of Americans have less than $10,000 saved for retirement. These are extremely surprising numbers, but at the same time it only confirms what we see all around us. People are unprepared for retirement, and appear to … Read more
This is an extremely simplistic view of your financial lifestyle. If you’re anything like me, then seeing things boiled down to their simplest terms is the best way to look at subjects. Most complex topics are built off of simpler ideas. An example is how computers operate off of an organized system of 1’s and … Read more
In the world of retirement investing, there is one term you should get extremely familiar with: Roth. This is especially important if you are a young person. Right now, we will focus on Roth IRAs and the less common Roth 401K. Essentially, Roth accounts are funded by after-tax money rather than pre-tax, but we will … Read more