Are My Auto Insurance Rates Affected By Other Drivers in My Household?

Each car insurance company uses its own risk assessment formula to determine policy rates. In addition, insurance companies include many variables such as your age, marital status, the car that you drive and the driving records of the other drivers on your policy. Keep in mind that each insurance company may weigh your driving factors … Read more

I’m Not a Lawyer…

Nearly everyone has had to make use of legal documents at least once in their life. Tax forms, divorce documents, marriage and birth certificates are all common forms of legal documentation. You do not have to hire anyone to craft a contract or legal document for you, however if you ever have to take those … Read more

Minimalist Benefits – Life made simpler

Minimalists know to enjoy time with people.

Being a minimalist means different things to different people, because each individual has a different perspective on what he or she considers “minimal” or basic. What Does Minimalism Mean? But we can sum up the desire to live a more minimalist lifestyle as one that is not tied down to material wealth, possessions, career, or other … Read more

What is the Minimalist Lifestyle?

Sunset Photo - Minimalist lifestyle seeks to focus on what matters.

When you mention the minimalist lifestyle to the average person, thoughts of giving up all worldly possessions, leaving behind the life one is used to and leading an ascetic, lonely lifestyle with very few pleasures or indulgences may come to mind. Now, while becoming a religious monk does entail an extreme form of self-sacrifice and, … Read more

Everyday Choices That Help Improve Self-Esteem

Issues of low self-esteem and unhealthy self-image are common among many people, albeit at varying levels and with different impact on each person. Some are more capable of dealing with these feelings on their own, while others need a more structured program, perhaps with the help of a support system or a professional such as … Read more

Focus Points In Managing Your Time

Time is a valuable resource that you do not pay for directly but are responsible for investing wisely and in productive ways. The way you manage the 24 hours you are given every day can spell the difference between your success or failure in achieving your goals. Often, you can get lulled into a sense … Read more

Roku Review

Roku Box

I don’t pay for cable TV, nor do I pay for satellite. How do I watch TV? If you’ve read “Free TV (almost)” then you know that I primarily get entertainment through Netflix- how inconvenient. It really isn’t, primarily because of a device called a Roku. The Roku is a square box, not much bigger … Read more

5 Jobs I Wish Existed

Oh Snap

Everyone has moments in their life where they wish they could do something, or just didn’t have to do something. For those times, I wish there were people I could hire to do such things. Below, you’ll find 5 Jobs I Wish Existed. While this is meant to be a fun, light hearted, Friday post, … Read more

Eye Contact: Give Me Eye Contact

Eye

It doesn’t matter how advanced technology becomes, how well padded a résumé is, or how many accreditations and degrees someone has, there are some instinctual things that people do that I can’t help but notice such as making eye contact. A few times today, while I was walking around, I noticed how out of the way … Read more

Professional? Boring!

I love finance, I love learning, I love business, I love technology, I love reading coding books, but I also love being a goofball. That is why I believe in being professionally unprofessional. Sure, there are times that professionalism is called for, but for me, those don’t make the majority of my day. It’s easy … Read more

Does Your Efficiency Create Inefficiency?

You throw some clothes in the washer, some dishes in the dish washer, and a meal in the microwave. While everything is going, you check your email and see that your mom sent a question about a computer problem. Quickly, you answer her question, get your meal, eat it, and while the clothes and dish … Read more

You Deserve It – Marketing Tactic

Marketing isn’t the devil, but marketing also isn’t your friend. Marketing can be used in a terrible way, and more often marketers try to make it your friend, but marketing takes on no persona. As an example, if you’ve ever purchased a recommended item from Amazon, liked an ad on Facebook, or went to a movie at … Read more

With Patience

If you’ve ever seen a film such as The Illusionist, or the Shawshank Redemption, then you’ve seen a theatrical interpretation of the power of patience. While the films themselves may show unlikely scenarios and feats by the use of patience, this should not diminish the power of patience. Indeed, patience can be your greatest asset. … Read more

The Grass Isn’t Greener

For the most part, the grass is the color you make it. I have a friend, and for the purposes of this article, we will call him Steve. Steve has “grass is greener” syndrome worse than anyone else I know. I’ve told him this, and he tends to chuckle, but I seriously mean it. Anytime … Read more

Home Renovations: Bathroom Upgrades That Won’t Break the Bank

Are you trying to sell your home and get the best return on your home renovation upgrades? Or, simply want to spruce up your personal space without spending a lot? Most realtors, appraisers and interior designers will typically suggest starting with your bathrooms. Apart from your kitchen, the bathrooms in your home are the spaces … Read more