Passive Income: It Can Work For You! Our 8+ Year Passive Income Experiment

A picture of stacks of coins with words "passive income can work for you" superimposed over it.

Updated 03/18/2017: Added more details and updated our passive income experiment with new results! In 2009, we wanted to test some of our theories on passive income, but we wanted to do it differently than creating a stock portfolio and leaving it. We settled upon the idea of writing articles for a website and watching the … Read more

5 Reasons You Won’t Make Money Online

Plenty of people are making eBooks, videos, selling “systems” and offering eCourses about making money online. You see insane claims like “earn $1,000 a day while you sleep” and you think “if only I could make half of that!” Many of these authors provide plenty of proof of their success, and they promise to package … Read more

Money Pirates Part 1

Money pirates, they’re destructive, annoying, unexpected, and they ruin your plans. Money pirates can come in many flavors. Honestly, just about anything can be a money pirate, so in general, we’re talking about any large unexpected costs that come up. Most money pirates are terrible events in one’s life, and often times they can’t be … Read more

$2,000 Dollars In 30 Days

Depressed gentleman dressed in business attire with hands on face thinking of how he will come up with the money he needs.

Financial Failure 101 If you like being apart of a large group of financially unsuccessful people, then do we have the opportunity for you! Do you have trouble with the following? Making $2,000 dollars fast Saving more than 4.9% of your income. Having more than $10,000 in retirement savings. Video: How to Make Money Fast $2,000 in … Read more

Plugging Financial Leaks

Leaks are generally considered a bad thing. Ask any captain or homeowner what comes to mind when you say the word “leaks” and I doubt they see rainbows and unicorns. Consider these: Leaky faucet: annoying. Leaky roof: expensive and aggravating. Leaky boat: really bad! Leaky finances: often ignored. What are leaky finances? It’s a small … Read more

K.I.S.S. Your Financial Woes Goodbye

Hedge funds, derivatives, calls, puts, options.  What are they?  For the average person, these terms are meaningless.  Understanding them as a concept is bad enough, but actually using them?  It is almost laughable.  Yet, everyday, people try to use these financial tools to their benefit, without knowing what they actually do. Quick note: Investing while … Read more

Dividend Aristocrats List 2011

Hello Dividend Readers, I know I’m a bit late on this, but I figured it would still be beneficial to get this out there, and I tried to provide a nice format. You’ll notice a new column that I’ve added this year which is the “New/Removed” column. It is pretty self-explanatory, but anything that was … Read more

Can a Healthy Lifestyle Be Healthy For Your Wallet Too?

Eating healthy, exercising and fitness all come with an extremely costly connotation.  Consider these: Organic Food (eek! That’s pricey!) Gym Membership ($60 a month!) Personal Training (Don’t even get me started!) Those are just a few examples of the many things people think when they consider getting healthy, but as I’ve theorized, and begun to … Read more

Life Simplified: Controlling Processes

This is an extremely simplistic view of your financial lifestyle.  If you’re anything like me, then seeing things boiled down to their simplest terms is the best way to look at subjects.  Most complex topics are built off of simpler ideas.  An example is how computers operate off of an organized system of 1’s and … Read more

Income Diversification and Being Debt Free

This will probably be a surprise to one of our consistent readers and commentors, but I wanted to highlight an excellent contribution from the Save Green Team.  On our post “Income Diversity” we received an interesting comment from our friend over at Save Green Going Green and thought that we should expand upon it more … Read more

Income Diversity

One of our first articles was about diversified income streams.  If you’re not sure what that means, then here’s a quick run down.  Have you ever heard the phrase “don’t place all of your eggs in one basket?”  People try to avoid this all the time, except with their income.  Too many people depend on … Read more

Dead End Careers

What’s Your Expiration Date? The other day, I randomly decided to read some Dilbert cartoons.  As I was browsing, I came upon this one, and I was impressed with the terse, yet honest, message.  When we choose a career field, we are obviously presented with many options, but one of those is our expiration date. Some … Read more

New Year’s Resolutions

If you like what you read, then subscribe to our feed! I’m never very big on New Year’s resolutions, because many don’t really seem to commit to them.  I’m of the opinion that if I’m going to do something, I won’t just say I’ll do it, I’ll just do it.  But, I’m also an advocate … Read more

Tax Free Passive Income

This article is written with politics aside.  It is a simple informational article based on recent legislation being written into law. As of Friday, December 17, Americans now have the opportunity to continue earning tax-free passive income.  President Barack Obama signed into law an extension of the Bush Era Tax Cuts which allows citizens to … Read more

How To Find a Job (Part 1 of 2)

This is part one of a two-part series. Read part 2 here. Without question, we are in a tough economy. Unemployment is high, adequate jobs are scarce and this puts many people into a tough position.  How do you find a job? Finding a job shouldn’t be difficult, but if you are having problems here … Read more

The Waiting Benefit

I received an XBox for free.  I received $60.00 off of a $200 bistro set for no good reason.  I got these great things because I was willing to wait. Everyone hates waiting, and we refer to this as “now” syndrome. We, as humans, just naturally dislike waiting for things. We hate waiting so much, … Read more

The Kim Kardashian Debit Card

Yes, you’ve read the title correctly.  Kim Kardashian, and her sisters now have their own pre-paid debit card.  Just in case pop culture hasn’t overrun your life enough yet, now your kids can now beg and plead for you to load more money on their cards. In case you don’t know who the Kardashians are, … Read more