Some people swear by using cash and dislike plastic of any kind. Others love to pull the card from their purse or wallet and defer the direct expense until later. But which is best? If you’re intent on becoming wealthy, the benefits of cash versus credit are worth exploring. In this article, we do just … Read more
Everyone is looking for ways to get a little extra money, but often some of the simplest ways are the ones we overlook. Many credit cards are offering a variety of incentives to get people to sign up for their cards. Sometimes they offer to give you your credit score free while others offer a … Read more
Prepaid cards are an interesting financial product. They allow a person the convenience of traditional credit cards, without the interest and without the traditional ties to a bank. For some, prepaid cards are the perfect solution. If you are bad at paying off debt with discipline, or spending way more than you should, then prepaid … Read more
I know I’m a bit late to the party, but earlier today I was thinking of the TSA and how people have felt about them lately and I couldn’t help but to chuckle at the idea of writing a finance article relating to them. So, while it’s a bit tongue in cheek, here are 5 … Read more
Identity theft is a big problem in America. It’s estimated that it’s about a $3 trillion per year problem, to be specific. Identity theft can hurt credit scores, cost you money, and even harm your reputation. While there are a number of scenarios that identity thieves might use to get personal information and take advantage … Read more
Identity theft is sadly becoming a common problem, with new and surprising ways for thieves to gain important information about you, your bankcards and your current accounts. What Is Credit Card Skimming A technique called credit card ‘skimming’, where thieves copy the information held in your card’s magnetic stripe when your card is swiped, has … Read more
The following article is a guest post. The whole point of going to work is to earn money, but working can also rack up some expenses costing you money better off in a savings account. You can blame a lack of time or the need for convenience, but making a few small changes in what … Read more
If you are not sure what the Durbin Amendment is, then read our article “What is the Durbin Amendment?” To describe it shortly: The Durbin amendment is an amendment to the Dodd-Frank Wall Street Reform and Consumer Protection act (HR 4173) that was passed into law mid-last year. With the Durbin Amendment alive and well, it’s important … Read more
With Tester-Corker bill failing to garner enough votes, the Durbin Amendment will be going into effect on July 21st. What does that mean for you? How does the Durbin Amendment affect you? Before you know what that means for you, you should first know what Durbin is and why it is happening. What is Durbin? … Read more
Desperate times call for desperate measures. – Many Desperate People We’ve all experienced tough financial situations. Some people have experienced the worst of the worst and come out fine, and some of us have experienced a minor bump in the road that sent us careening off a cliff. The difference between the results comes down … Read more
This will probably be a surprise to one of our consistent readers and commentors, but I wanted to highlight an excellent contribution from the Save Green Team. On our post “Income Diversity” we received an interesting comment from our friend over at Save Green Going Green and thought that we should expand upon it more … Read more
Look at today’s technological innovations. Look at all of the different forms of financing. To help visualize what I’m talking about, I’m going to list a few of them: E-mail Cell Phones Texting Movies on demand Credit Cards Payday Loans Vacation Loans Pre-prepared foods What do they all have in common? They are all different … Read more
What’s Your Emergency Fund? Very few people have a plan for when something bad happens. In fact, some peoples’ plan seems to be to be to hope with all of their hearts that something bad doesn’t happen! It seems to work really well until something does happen, and that’s when things fall apart. Let us … Read more