The holidays are a time of gift-giving — after all, ‘tis the season to show your appreciation to those who make your life special. Unfortunately, all that generous merry-making probably isn’t included in your year-round budget. Because you want your budget to survive the end of the year intact, you will need to alter it … Read more
It took a while before a solid budgeting app appeared in our app stores. A variety of free, pay, and unlockable apps are available to meet your needs. Two apps have appeared to rise above the rest–EveryDollar and Mint. This is not going to be a Mint Review or an EveryDollar Review but it will … Read more
How to Budget Your Money and Save According to the NBER, 75% of American households would not be able to come up with $2,000 dollars if given 30 days. Are you a part of the 25% who could come up with the money, or are you a part of the 75%? Is there too much … Read more
I think you would agree: Money’s tight. Everyone needs help saving money. You’re not alone in this. Many people are looking for better ways to save money. However, it has become hard to even make money, let alone save it. Fortunately, there is a way to save money that can be surprisingly effective. This is … Read more
Most information sources you look up regarding financial management, whether these are online resources, help books, or even consultations with financial planners, will focus on or stress the importance of making a budget for your income and expenses. Debt consolidation and management planners also begin much of their advice with creating a budget for their clients, … Read more
You need help making a budget, and that’s OK. Everyone who takes the dive into budgeting eventually realizes that there must be a better way to do things. Luckily, there is! Below are 5 of my favorite tools (besides my favorite which is envelope budgeting) that will prevent you from pulling hair out of your … Read more
Update for 2019: While this article is a few years old, it still covers many of the useful features that Mint.com offers. After all these years, Mint is still a tool that I use (in addition to others). If you’re looking for a more updated review, and a great comparison, then check out my recent … Read more
In part 1 of this series, we discussed the 3 laws of balance in your finances. Andy Stanley says that these laws are: Have a reference point Make constant corrections And have a clear objective For “have a reference point” Andy states that this means you need a system to track where your money is … Read more
Today we are going back to the basics, and we are going to discuss some general, but powerful ways to improve your finances. While we will attempt to summarize each of the steps into one paragraph each, it is important to know that each step is a financial mountain in-and-of itself. These steps will take … Read more
Track That Spending Wednesday, we spoke about cutting back on your spending to save money in your finances. It is a fantastic way to get more out of what you already have, but how do you know where to make cuts? That is done by tracking your spending. We know that tracking spending is about as fun … Read more
We love food, we all do, and some of us love it more than we should. This is why a grocery list is an important tool in the arsenal of the frugal. For me, going into a grocery store without a shopping list is like giving a kid a blank check and sending them to … Read more