401(k) rollovers can be confusing, and kind of scary. You’re moving large sums of money from one account to another, and you’re doing everything you can to avoid messing up and landing a huge tax bill. I get it. In 2019, I did my very first, and hopefully only, 401(k) rollover! I learned a lot … Read more
In early 2019, I left my traditional job and needed to roll my 401(k)s over. Yes, I had multiple. I had a traditional 401(k) and a Roth 401(k). Since 2017, I’ve been using Betterment as my primary investment broker. I have accounts with Schwab, Robinhood, and Ally Invest as well, but I like how easy … Read more
Occasionally, times get tough or maybe we have an unexpected household expense! Whatever the reason for needing the money, you are here because you need to learn how to make 2000 dollars quickly! Although it seems too good to be true, it’s definitely possible! I have a bunch of money-making ideas for you below. How … Read more
For 2018, try a less traditional resolution by exploring stock investing. It’s never been easier to get into the market. Easy-to-use trading platforms and an abundance of information and training materials have removed most barriers. We’re experiencing record-breaking market performance. We’re at a moment of “I should have invested, yesterday.”. The typical resolutions and goals can take a back … Read more
When people hear that someone has money, we tend to think that they have a high paying job, they were born into money, they hit the lottery, or some other method of instant windfall. Rarely do we consider that the person might have just been responsible, and saved their money. I’m a huge fan of … Read more
Is a 401k enough for retirement? I see lots of different statistics about retirement nest eggs, such as 43% of Americans have less than $10,000 saved for retirement. These are extremely surprising numbers, but at the same time it only confirms what we see all around us. People are unprepared for retirement, and appear to … Read more
In the world of retirement investing, there is one term you should get extremely familiar with: Roth. This is especially important if you are a young person. Right now, we will focus on Roth IRAs and the less common Roth 401K. Essentially, Roth accounts are funded by after-tax money rather than pre-tax, but we will … Read more
Retire, or Work Until the End of Time Everyone’s goal, should be, and generally is to eventually retire. We’ve never met anyone who enthusiastically stated “I want to work until the day I die!” We’ve met some people who have accepted that as their only option, but even they want to retire. The problem, when … Read more