As the recent pandemic has taught us, no job is completely secure. You can be amazing at your job, but sometimes forces outside of your control can put your employment in jeopardy. This is why it’s so important to have a side hustle. These are small jobs you can do in your free time in … Read more
People often misunderstand that filing for bankruptcy discharges or absolves them from paying all debts. This is not true. There are two types of debts: dischargeable debts and debts that cannot be discharged. This narrative-driven blog will help you explore and understand more about dischargeable debts. What is bankruptcy? In simple words, bankruptcy is when a … Read more
Most of the successful creative business owners we see nowadays have started from a small business structure. Their capital is creativity and the will to start something new. Some of these creative businesses were women-owned. Would you believe there is a significant increase of women entrepreneurs in the 20th and 21st centuries? In the United … Read more
College is a busy time. With classes, studying, and socializing, it’s hard to juggle having a part-time job in between. And with today’s economy, living expenses seem to be costlier and costlier every month. So, how can one lighten their workload but still afford to spend on their whims and necessities? Online jobs, of course. … Read more
We used IncFile, but should you? IncFile is service for forming an LLC, C Corp, and S Corp. They also offer other services like Registered Agent services and creating an EIN. Read our full review to see how our experience went.
Ready to start blogging, and make money out of it? You’re in the perfect place! I’ve personally operated successful blogs (this one included) for over 10 years! It’s now my primary income. You don’t have to be a journalist or a programmer to blog. Whether you’re a stay-at-home mom, a college student, a local business … Read more
An ETF is an exchange-traded fund that is traded on the stock exchange. ETFs can hold a variety of investments like bonds, stocks, commodities, and even real estate via holding REITs (real estate investment trusts). They are similar to mutual funds in concept but work very differently. Exchange-traded funds are also an excellent choice for portfolio diversification … Read more
There are many investment platforms available today, and there are advertisements daily for new ones, it seems. With novice investors seeking opportunities to get started, it can become a little overwhelming to begin building a portfolio. But, let’s face it, you aren’t retiring on interest from a money market account. Two platforms have made it their … Read more
401(k) rollovers can be confusing, and kind of scary. You’re moving large sums of money from one account to another, and you’re doing everything you can to avoid messing up and landing a huge tax bill. I get it. In 2019, I did my very first, and hopefully only, 401(k) rollover! I learned a lot … Read more
When you think about opening a bank account, your general requirements may be simplicity and security. To begin with, you would probably establish your financial relationship by opening a checking, savings, or both. When you get to your bank, the representative may ask if you would like to open a money market account. Don’t let this … Read more
With free trading apps like Robinhood and effortless investment options like Betterment, more and more people are interested in investment. It doesn’t take long before you run into something called an “ETF” or “Exchange-traded Fund.” So, how are ETFs and individual stocks the same and different? Which one is “better?” We’ll attempt to answer those … Read more
In early 2019, I left my traditional job and needed to roll my 401(k)s over. Yes, I had multiple. I had a traditional 401(k) and a Roth 401(k). Since 2017, I’ve been using Betterment as my primary investment broker. I have accounts with Schwab, Robinhood, and Ally Invest as well, but I like how easy … Read more
Betterment is a Robo-advisor service that offers both financial planning advice as well as brokerage services. They also have plans that provide access to their Certified Financial Planners. Depending on your needs, they have pricing for many services, which we cover here. But how much does Betterment charge for their fees? That all depends on … Read more
I want to make the smartest decisions possible when it comes to my investments. Undoubtedly, you’ve seen all the different offers from brokers like TD Ameritrade, Schwab, Fidelity, eTrade, and probably dozens more. I’ve been through that, and I’ve used and continue to use many of them. Then I learned about Robo-advisors and decided I … Read more
Occasionally, times get tough or maybe we have an unexpected household expense! Whatever the reason for needing the money, you are here because you need to learn how to make 2000 dollars quickly! Although it seems too good to be true, it’s definitely possible! I have a bunch of money-making ideas for you below. How … Read more
Everyone knows you should save money, but very few people know where to start. In this article, I discuss how to create a bulletproof emergency fund, where you should put your emergency fund and how much money you need to save.
Everyone has heard the “Do what you love and the money will follow” quote, but if it is true, then why do so many people clearly do what they don’t love? More importantly, is there any truth to “Do what you love and the money will follow?” There are many examples I can think of … Read more
Before you know it, Christmas will be here. While it might seem a bit pre-emptive for me to discuss Christmas, when it comes to creating a business, you need to start as soon as possible! If the thought purchasing gifts and trinkets for family and friends brings something other than good tidings and joy to … Read more
Do you have a health blog, or do you want to start a fitness blog? Are you curious how you can make money with your blog? Look no further, those questions are answered here!
Small towns have a lot to love about them such as community, character, and just enough people. The other good thing for you is that they have plenty of unfilled needs. These unfilled needs are your small business’ opportunity! We are about to answer two questions: “What business does every small town need?” and “What … Read more
If you are wondering “how much are aluminum cans worth?” You’re in the right place. No matter how you get your cans, you need to know the value, or you might get ripped off when turning them in. Before we begin, which “can personality” are you most like? The Sports Household: You have a house … Read more