This is Part 1 of a 2 part series called “It’s Your Business!” Part 1 – It’s Your Business If your personal finances were a business on a stock exchange, would people invest in you? Consider what people look for when they want to invest in companies. They want to see revenue, profit, low debt … Read more
Today we are going back to the basics, and we are going to discuss some general, but powerful ways to improve your finances. While we will attempt to summarize each of the steps into one paragraph each, it is important to know that each step is a financial mountain in-and-of itself. These steps will take … Read more
Continuing our Cheaper Gatherings series we discuss how you can get soda more cheaply, or completely free by exploiting loyalty programs. This compliments our article on Buffalo Wings quite nicely! We may be anti-junk food in general, but some people just really enjoy their one little splurge: soda. So we have some ideas that will … Read more
Dividend Investing If you are currently investing for dividends, passive income, or have any plans to begin dividend investment then you should sit down and familiarize yourself with the Dividend Aristocrats. No, these are not cats that pay dividends nor are they snobby men that hand out money, it is an index of stocks that have something in common: they … Read more
Track That Spending Wednesday, we spoke about cutting back on your spending to save money in your finances. It is a fantastic way to get more out of what you already have, but how do you know where to make cuts? That is done by tracking your spending. We know that tracking spending is about as fun … Read more
A few weeks ago I commented on an article at Everyday Tips and Thoughts on their article about what amount of money is enough. I felt the comment needed a little more elaboration to further explore the topic. Is “more” the answer, or should it be the question? To be short, the answer is yes, … Read more
Chicken wings are delicious, but their rise in popularity has lent them to becoming quite expensive. Actually, chicken wings became more expensive per pound than chicken breast for the first time in history. Not bad for a piece of chicken that was considered a throw-away piece in recent history! So, how can you save money and … Read more
The Tiny House That Could In 1997, Jay Shafer built a house he called “Tumbleweed.” The house was a mere 89 square feet, making it smaller than the average bedroom in America. Jay managed to take a house, and shrink it down into a functional, and efficient means to live. His home has many of … Read more
In order to succeed financially it is imperative that you stop caring about what people think. Everyday we see guys aggressively driving their BMW’s, just to pull into the grocery store where they work. We see Hummers and Mercedes-Benz vehicles pulling into apartment complexes (Not condos, literally ordinary non-luxury apartment complexes), and we see McDonald’s … Read more
Wait – What? Hello? Are You There? If you find yourself saying this multiple times a day, then you are probably a cell phone user. Don’t worry, you’re not alone, but there should be a question that you are asking yourself: is it necessary? Yes, in the past we have written about cutting off … Read more
Is There A Book Rental Service? Why not rent library books? In our recent article about saving money by buying books with PaperBackSwap.com, we discussed the various ways you can make your book purchases much cheaper, but what about reading books for free? Do you remember the library? The person in the picture above forgot, … Read more
Update 11/3/2010: A disc is no longer needed, the Netflix software can be downloaded to the Wii by going into the Wii Shop Channel and installing it. The Netflix Wii application is a free application in the Wii Shop Channel. Netflix on the Wii There seemed to be a lot of interest in our “Free … Read more
Books vs. eBooks If you read our article about PaperBackSwap.com, then you might have noticed that we are fond of real books. You might be scratching your head, wondering what we mean by “real books.” There is a trend occurring with everything now being in a computer file format. Music, movies, and yes, books. Amazon … Read more
Free and Cheap Cable TV Alternatives Television doesn’t have to be expensive, in fact it can be extremely cheap if you do a little foot work. In this article, we’ll cover some of our favorite free and cheap cable TV alternatives! Update 2017: It’s been over 8 years since I’ve cut the cable costs and … Read more
Why Buy New? Swap Used Books! In our ongoing drive to help save our readers money, we are constantly trying to find new, and great ways to save money. One way that many people save money is by visiting second-hand shops, and things of that sort. A great second-hand book service is PaperBackSwap. We’ve been … Read more
What If Scenarios What if you placed a cent into a bank account @ 1.29% interest for 1,000 years? After 4.5 years you would have 2 cents! Not bad right? OK, bear with us. About 2.5 years later you would get another cent! Not much, we understand. What we want to point out is that … Read more
If you like what you read, then subscribe to our feed! Privatization Of Water Many people believe that water will be privatized in the next few decades. Without question, we’ve already seen a move in that direction just by the dominance of bottled water in the beverage industry, and private companies taking over the water … Read more
Pay Day Loans If you read our article about pay day loan sharks, then you probably already know that we have a slightly unfavorable view on pay day loans. It’s not that we believe pay day loan companies are out to get you, because they aren’t. Pay day loan companies have every reason to keep you … Read more
Are you your only advisor? The success of having multiple advisors is no secret. Even the Holy Bible talks about it in Proverbs 15:22: 22 Plans fail for lack of counsel, but with many advisers they succeed.
Fun Shouldn’t Cost A Fortune! Many peoples’ idea of a good time is usually going out to a restaurant, seeing a movie, going to an arcade, going to a theme park, going to concerts, and any number of other really fun activities. The problem with most of them is they are prohibitively expensive.
What Is The Credit Card Culture? Credit card culture describes our acceptance, use, and overall exuberance about credit cards. We are fascinated, obsessed, and, in some cases, addicted to our plastic little friend: The Credit Card. Credit cards offer convenience, trendiness, and status (so we think) to our ordinarily mundane lives. They are sexy, cutting edge, … Read more