If you work for a larger company, then chances are in your favor that they offer an employee stock purchase plan. Many people don’t participate in these programs for one reason or another, but we are going to discuss why you should consider this investment option, and some reasons why you shouldn’t fear it. … Read more
I don’t like clipping coupons. I’m not an extreme couponer by any stretch of the imagination, but saving money is important. Every day we’re spending money. It’s a hard truth in life. We burn fuel on our way to work, and we pick up a few odds-and-ends on our way home. Who doesn’t go to … Read more
About the author: Rob Clymo writes on behalf of www.officegenie.co.uk, the UK’s first proper online marketplace for desk space and shared office space. Finding an office used to be a real chore and would often take a lot of time and effort and not yield a realistic result. However, now that we have the power … Read more
Ed O’Brien is a seasoned writer in personal finance, specializing in credit repair. You can find more of his articles located at CreditRepair.org. Struggling with overwhelming debt is a financial hardship that will not just go away if left unattended. Debt is certainly one scenario in our financial life that only grows worse over time. … Read more
Anytime that my wife or I shop online, we always do one thing before checking out: we search for promotion and coupon codes. We have saved a lot of money using this tactic, and up until recently, we were mainly limited to searching Google for codes and crossing our fingers. Recently, I came across PromotionCode.org, … Read more
I see it every day, the young hot-shot that looks wealthy. We’re fed the image every day in magazines, online, or on TV. He has a sweet sports car, nice business suit, designer sunglasses, designer watch, and leather shoes so expensive that the cows are in line with hopes of being the next pair. Before … Read more
If you’re an aspiring entrepreneur considering starting a business, want to expand your business, or are in a tight spot and would like some advice on what to do, then you need to know about an organization named SCORE (Service Corps of Retired Executives). SCORE Helps Entrepreneurs! SCORE is a non-profit organization that provides free, confidential, … Read more
Passive income and dividend investors might be interested to know that there are some ex-dividend dates coming up. We thought it would be a good idea to aggregate these dates from some of the more popular indices so it is all in one easy to reference place. There are a couple of ex-dividend dates coming … Read more
Leaks are generally considered a bad thing. Ask any captain or homeowner what comes to mind when you say the word “leaks” and I doubt they see rainbows and unicorns. Consider these: Leaky faucet: annoying. Leaky roof: expensive and aggravating. Leaky boat: really bad! Leaky finances: often ignored. What are leaky finances? It’s a small … Read more
Passive income is a popular subject in personal finance, and it is a goal of ours as well. If you’re unfamiliar with passive income, it is an income stream that you don’t have to actively earn. There are many forms of passive income such as: Dividends from stocks. Interest from CDs, bonds and other accounts. Residuals in … Read more
What does the bible say about debt? There are many financial planners, advisors, and commentators that are praised for their disdain for debt. Honestly, being anti-debt is trendy right now in the world of personal finance, but it wasn’t always that way. Even now, you can still find many people who will tout the benefits … Read more
Retirement planning, if you plan on retiring, is one of those things that you just have to do. But how do you know if you’re on the right track? Do you just work and save for 30+ years and cross your fingers? Sometimes, it seems like that is the plan. Just work indefinitely until you … Read more
As you may know, it the Wealth Artisan is now 1-year-old! It’s been an interesting year with a lot of great things happening. We’ve helped a lot of people, provided a lot of information, and learned many things along the way. The Most Interesting Month I’d have to say that our most interesting month was … Read more
Hedge funds, derivatives, calls, puts, options. What are they? For the average person, these terms are meaningless. Understanding them as a concept is bad enough, but actually using them? It is almost laughable. Yet, everyday, people try to use these financial tools to their benefit, without knowing what they actually do. Quick note: Investing while … Read more
Is a 401k enough for retirement? I see lots of different statistics about retirement nest eggs, such as 43% of Americans have less than $10,000 saved for retirement. These are extremely surprising numbers, but at the same time it only confirms what we see all around us. People are unprepared for retirement, and appear to … Read more
This is Chapter 1: Laying Plans, of our “Art of War” series. This will not be a continuous series, but one that we will continue to build on over time. If you are unfamiliar with “The Art of War” then we highly suggest reading a synopsis of it on Wikipedia. Laying Plans If you’ve read … Read more
Sometimes, when we have ideas, we can only see the overall picture. Being able to see the big picture is important, but it also can make the task seem impossible. How do you climb some of these mountains? Your mountain can be anything: eliminating debt, a project at work, a project at home, starting a … Read more
Have you ever heard the phrase “If it sounds too good to be true, it probably is.”? This phrase speaks more words of wisdom than I ever could, but for some reason people forget it or ignore it. Everyone is in such a big rush to get rich quick that they throw caution to the … Read more
I’ve written critical articles about the costs of college tuition. It isn’t that I hate college, I love education, but it’s possible that college tuition costs can out-weigh their value. I love education, I love books, I love learning, I love understanding new things. Simply put: Education Is Your Friend! I will always be an advocate of … Read more
Firstly, I’d like to say that the people of Japan are and have been in my family’s prayers over this last week. It was a terrible turn of events and I hope that recovery comes quickly. With all of the turmoil we’ve seen during the last 10 years, I think there are a lot of … Read more
Everyday, I look at the news and it seems like the world is falling apart. Sometimes, I’m sure it feels like your world is falling apart too, doesn’t it? The bills are due, the cupboards are low, the milk is expired, your kid is sick, the car is making funny sounds, and you’ve got two weeks … Read more