Free and Cheap Cable TV Alternatives Television doesn’t have to be expensive, in fact it can be extremely cheap if you do a little foot work. In this article, we’ll cover some of our favorite free and cheap cable TV alternatives! Update 2017: It’s been over 8 years since I’ve cut the cable costs and … Read more
Why Buy New? Swap Used Books! In our ongoing drive to help save our readers money, we are constantly trying to find new, and great ways to save money. One way that many people save money is by visiting second-hand shops, and things of that sort. A great second-hand book service is PaperBackSwap. We’ve been … Read more
Pay Day Loans If you read our article about pay day loan sharks, then you probably already know that we have a slightly unfavorable view on pay day loans. It’s not that we believe pay day loan companies are out to get you, because they aren’t. Pay day loan companies have every reason to keep you … Read more
Are you your only advisor? The success of having multiple advisors is no secret. Even the Holy Bible talks about it in Proverbs 15:22: 22 Plans fail for lack of counsel, but with many advisers they succeed.
Fun Shouldn’t Cost A Fortune! Many peoples’ idea of a good time is usually going out to a restaurant, seeing a movie, going to an arcade, going to a theme park, going to concerts, and any number of other really fun activities. The problem with most of them is they are prohibitively expensive.
What Is The Credit Card Culture? Credit card culture describes our acceptance, use, and overall exuberance about credit cards. We are fascinated, obsessed, and, in some cases, addicted to our plastic little friend: The Credit Card. Credit cards offer convenience, trendiness, and status (so we think) to our ordinarily mundane lives. They are sexy, cutting edge, … Read more
How Much For Your Headache? The common misconception about used cars is that you’re just buying someone else’s headaches. There are a few ways to avoid purchasing another person’s headaches which we will highlight below. This particular rumor finds itself grounded in the truth of history, but it has since become a truth of the … Read more
Do I Need A New Car When a person’s car dies, or people crack enough jokes, a person will inevitably ask themselves at some point: Do I Need A New Car? This question comes with a lot of stigma attached to it. Friends and family will generally tell you yes, and use phrases like “you … Read more
What Is A Pillar Of Strength A pillar is a load bearing structure that helps keep buildings standing. A financial pillar of strength is a person that is strong, dependable, and intelligent about finances. They are kind, fair, and level-headed in their approach to finances. They accept criticism and understand that they will not be … Read more
What’s Your Emergency Fund? Very few people have a plan for when something bad happens. In fact, some peoples’ plan seems to be to be to hope with all of their hearts that something bad doesn’t happen! It seems to work really well until something does happen, and that’s when things fall apart. Let us … Read more
An Angry Boss, A Tough Job, and Lunch Everyone has had a job they have hated, and not necessarily because the job itself was terrible, but because of the person in charge. Some on our team have vivid memories of such a job, especially our team member Timothy. We will let Timothy take over from here: Many … Read more
Money and Marriage We have touched on finances in relationships in the past before but it is a very important aspect of financial stress because it affects multiple people and it can cause far more damage than any credit card bill could ever hope to. We have stressed the importance of making sure that both … Read more
Retire, or Work Until the End of Time Everyone’s goal, should be, and generally is to eventually retire. We’ve never met anyone who enthusiastically stated “I want to work until the day I die!” We’ve met some people who have accepted that as their only option, but even they want to retire. The problem, when … Read more
Is Your Income Enough? Often times, people don’t believe that their income is sufficient. The problem isn’t the income, it is the spending. That point aside, we do highly value income, and increasing income but not the way most people do. We believe in using income to generate more income, and this new income is … Read more
What do you consider to be “bills?” Electric, phone, and mortgage? Those are most certainly bills, what about Christmas gifts, anniversary gifts, and car repairs? Those probably weren’t on your radar as “bills” but they should be. Yes, it does sound cold and calculated, but you know they WILL happen! There is no excuse not … Read more
How Big Is Your Debt Cloud? Debt is a very common cloud looming over many heads right now. The first mistake with debt is to feel alone. You are not alone when it comes to debt! Yes, this debt is yours, but don’t feel like you are the only one with this issue. After realizing … Read more
Everyone has some element of stress in their lives, and for the majority it is financial stress. Multi-billionaires have financial stress, and Joe down the street has financial stress. The areas of stress may vary, but they all create an uneasy feeling. The Wealth Artisan will be doing a short series that we are cleverly … Read more
Payday loans are dangerous little devices. They offer an extremely temporary feeling of stability, until the next bill roles in, or you need to pay the loan back. They hide their interest rates by charging a “flat fee.” After all, would you rather take a one month, $200.00 loan that charges a $20.00 fee, or take that … Read more
What is wealth to you? To many people wealth is a big number at the end of many years of saving and investing, and to others it is a yearly or monthly income. To us, wealth is a dollar figure that will allow a person to continue their quality of life to the end of … Read more
“I Hate My Job!” If that sounds like you then why aren’t you profiting from your employer? Sure, you are probably drawing a paycheck, but are you going to forever get passive income from them? If your answer to that is no, then change it to yes! Turn Your Job Into a Passive Income Generator … Read more
On Friday, we discussed diversifying income by creating multiple streams of income. This will hedge against the impact of one stream shrinking, or being eliminated altogether. We will now discuss an example to help illustrate this idea. How Do You Diversify Your Income Streams? Let’s say that you decide to write articles online. There are … Read more