Some people swear by using cash and dislike plastic of any kind. Others love to pull the card from their purse or wallet and defer the direct expense until later. But which is best? If you’re intent on becoming wealthy, the benefits of cash versus credit are worth exploring. In this article, we do just … Read more
Today’s society is dependent on loans for purchases and other financial transactions. So nowaday’s you need good credit for a lot more than getting a loan or credit card. In the age of technology, these show your ability make payments. Plus, you can get a free credit report on yourself every year and keep tabs on how … Read more
Countless individuals, families, and small business owners all over the world have been impacted by the pandemic. The medical crisis that was created by the pandemic had not been seen in more than 100 years. Even though it is good news that a lot of people are getting vaccinated, it is also true that the … Read more
The holidays are a time of gift-giving — after all, ‘tis the season to show your appreciation to those who make your life special. Unfortunately, all that generous merry-making probably isn’t included in your year-round budget. Because you want your budget to survive the end of the year intact, you will need to alter it … Read more
When you think about opening a bank account, your general requirements may be simplicity and security. To begin with, you would probably establish your financial relationship by opening a checking, savings, or both. When you get to your bank, the representative may ask if you would like to open a money market account. Don’t let this … Read more
Everyone knows you should save money, but very few people know where to start. In this article, I discuss how to create a bulletproof emergency fund, where you should put your emergency fund and how much money you need to save.
If you are wondering “how much are aluminum cans worth?” You’re in the right place. No matter how you get your cans, you need to know the value, or you might get ripped off when turning them in. Before we begin, which “can personality” are you most like? The Sports Household: You have a house … Read more
It took a while before a solid budgeting app appeared in our app stores. A variety of free, pay, and unlockable apps are available to meet your needs. Two apps have appeared to rise above the rest–EveryDollar and Mint. This is not going to be a Mint Review or an EveryDollar Review but it will … Read more
It feels like my house is too small for my family! Whether your family is growing, or you’re buying more things, sometimes, it can seem like our homes are too small. Does this mean it’s time to buy a new house though? In this article, I cover some clever ways you probably never thought of … Read more
For many consumers the global economic disaster caused by the American housing market and the financial services industry still linger in their minds when they think about money. The financial crisis was a wake-up call and a living case study as to how fragile the financial system can be. As a result many consumers no … Read more
How to Budget Your Money and Save According to the NBER, 75% of American households would not be able to come up with $2,000 dollars if given 30 days. Are you a part of the 25% who could come up with the money, or are you a part of the 75%? Is there too much … Read more
I think you would agree: Money’s tight. Everyone needs help saving money. You’re not alone in this. Many people are looking for better ways to save money. However, it has become hard to even make money, let alone save it. Fortunately, there is a way to save money that can be surprisingly effective. This is … Read more
When it comes to bank accounts, there are lots of things that can be confusing. I’ve been asked a lot of questions about bank accounts over the years and thought it would be good to answer many of the most common questions here. What is the difference between a savings account and checking account? A … Read more
Buying a home is a central part of the American Dream. This has seemed a little out of reach to many families in recent history with the fallout from the housing bubble. Lenders are more skittish than ever to loan money to those with less than perfect credit. In addition, new government legislation has creditors … Read more
Personal finance can be a source of tremendous stress for many people, particularly during the holiday season. Many people with financial concerns believe that holidays are simply out of the question but this doesn’t have to be the case. Cheap holidays can be exciting, fun and stress-free with the right amount of planning and research. … Read more
Each car insurance company uses its own risk assessment formula to determine policy rates. In addition, insurance companies include many variables such as your age, marital status, the car that you drive and the driving records of the other drivers on your policy. Keep in mind that each insurance company may weigh your driving factors … Read more
It’s hard to escape talk of recession, whether we are in or out of one and whether it’s single, double or even triple dip. What matters to most people is, ‘will their money stretch as far as it needs?’ and what to do if not. A good starting point is to reassess your outgoings and … Read more
The search for an affordable car insurance quote can take time and patience. Even though your search may be frustrating, don’t give up. If you don’t try to get a lower quote, you’ll end up paying more for your car insurance than you need to. Before you settle on a new policy, try a few … Read more
If there’s one thing that a lot of consumers have had to learn or relearn over the last few years, it is the importance of saving money and maximizing every dollar spent when shopping. The economic downturn has changed many consumers’ shopping habits and forced a lot of people to rethink the way they purchase … Read more
Everyone is looking for ways to get a little extra money, but often some of the simplest ways are the ones we overlook. Many credit cards are offering a variety of incentives to get people to sign up for their cards. Sometimes they offer to give you your credit score free while others offer a … Read more
Nearly everyone has had to make use of legal documents at least once in their life. Tax forms, divorce documents, marriage and birth certificates are all common forms of legal documentation. You do not have to hire anyone to craft a contract or legal document for you, however if you ever have to take those … Read more