Hi Everyone and Happy August!
August certainly isn’t one of my favorite months, but it means that we’re one month closer to my favorite season: Fall! I won’t get into it too much, but if you’ve followed this site at all in the last few years, then you’ve probably heard me pine over autumn and the amazing treats that it brings.
I’m trying hard to not get giddy over it right now! Pumpkins, pumpkin pie, pumpkin spice lattes, cool weather, changing leave colors, and too many other things to count (many of which include pumpkin). OK, that excitement aside, Mars Rover Curiosity was supposed to land this morning. Because I’m writing this before it actually happens, I don’t know what the turnout is, but I’m really hoping it works. I love that kind of stuff too.
Without further ado, here are the most recent submissions to my finance carnival! Have a great week!
Bridget @ Money After Graduation writes Why I travel – Read my philosophy with respect to traveling and why I love it.
Tushar @ Start Investing Money writes Should You Use the Internet to Explore Investment Ideas? – Why not use all the resources available to you for investment ideas? The internet is a great way to do it!
L Bee @ L Bee and the Money Tree writes The Magic of Compounding Interest on Student Loans – Below is a guest post by Drewski. In addition to being my main squeeze he also used to work as a broker in New York City and currently helps teach brokerage exams. Aside from being uber qualified, as a graduate student he knows first hand the cold fist that is compounding interest.
Jen @ Master the Art of Saving writes USDA Guaranteed Home Loan – I knew absolutely nothing about USDA guaranteed loans when we applied for one. So I thought I would share a little bit about what I’ve learned so far………..
Kevin @ Thousandaire writes Social Security Taxes the Poor to Benefit Rich White People – The people who live the longest (rich white people) benefit most from Social Security. We need to stop taxing poor people to give money to rich people.
Maria @ The Money Principle writes The Limits of Social Acceptability: payday loans and credit cards debt – Payday loans have bad reputation. In this article we discuss some ways in which they can be used reponsibly.
Shawanda @ You Have More Than You Think writes Changing Jobs? Why Cashing Out Your 401(k) Could Be a Costly Mistake – When a job change occurs, many workers cash out their 401(k), which can cost hundreds of thousands of dollars in retirement assets.
Ryan @ Early Retirement Investments writes How Much Risk is Involved in Spread Betting? – Really! How much risk is involved in spread betting! Read more to find out…
YFS @ Your Finances Simplified writes A Few Reasons Why Asset Allocation is Important – When it comes to investing, many people recommend that you diversify your accounts. The idea is to not put all your eggs in one basket.
Jester @ The Ultimate Juggle writes The Personal Power of Changing a Blog Theme – Change is important in life, sometimes just a little change like a blog theme can greatly change your attitude!
J.P. @ Novel Investor writes What Is A REIT? – REITs, for the most part, are traded just like stocks. But there are some unique differences every investor should be aware of before buying.
PITR @ Passive Income To Retire writes Want to retire? Answer these 3 Questions! – Find out what three questions every person should ask in preparation for retirement.
Aloysa @ My Broken Coin writes What Would You Take With You in Case of a Fire? – I feel that I became too materialistic, too attached to stuff. If anything dreadful happens to us, I will be devastated by a loss of material things that took years to accumulate. I realize that material possessions are just bits and pieces of our lives and not really us. So if a fire happened, what would you grab first?
Daniel @ Sweating the Big Stuff writes Top Five Stress-Free Vacation Tips – Imagine having a stress free vacation: nothing too expensive, no crowds, and no worrying about how things are going back at work. Here’s how to do it.
MMD @ My Money Design writes Using the Dogs of the Dow to Buy the Best Dividend Paying Stocks – Use the Dogs of the Dow investment strategy to buy the most stable and highest dividend paying stocks available in the market.
Amanda L Grossman @ Frugal Confessions writes Frugal Cures for Cubicle Fever – I am reading a fantastic book right now that has caused bursts of belly laughter to escape from my mouth at random moments throughout the day.
Jennifer Lynn @ Broke-Ass Mommy writes Boo To Those Sneaky Bank Fees – Sneaky bank fees suck, read my recent bad experience with them and why I think they are wrong!
Suba @ Broke Professionals writes 6 Things to Do This Summer to Boost Your Promotion Potential – Here are six things to do this summer to boost your promotion potential!
Luke @ Learn Bonds writes Can we Trust Corporate Bond Credit Ratings? – Although there is a lack of trust in the rating agencies after the financial crisis you can still trust corporate bond credit ratings.
Eddie @ Finance Fox writes Seven High Paying Part-Time Jobs – A part-time job can also be used to increase retirement savings, supplement business income, and an effective way of dealing with stagnant salaries.
Don @ MoneySmartGuides writes Consumers Are Horrible At Math – Derek Thompson over at The Atlantic wrote a great article titled “The 11 Ways That Consumers Are Hopeless at Math”.
Jon the Saver @ Free Money Wisdom writes 13 Part-time Jobs With Benefits – Do you want some good news on the employment front? Here it is: you can get employee benefits on many part-time jobs.
Hank @ Money Q&A writes The Four Of The Best Car Insurance Discounts – Car insurance is an extremely competitive business which is great for the individual consumer. Most car insurance companies will keep their rates low in order to attract and keep consumers.
Anne @ Unique Gifter writes 4 Wedding Food Savings Tips (for guests) – Attending a million weddings this summer? Just going on vacation? Here are some ways to save your money on Food, as a guest. This works especially well if you’re in a hotel with a group of people!
Ashley @ Money Talks Coaching writes Childhood Money Memories – I went to a financial seminar this past weekend and one of the exercises was to think as far back as you could and tell a 2 minute story about a money memory
Earth and Money @ Earth and Money writes The Value of the Corporate Social Responsibility Label – Corporate social responsibility is the integration of social, environmental and economic concerns into the values of a company. But is a company that calls itself socially responsible actually socially responsible?
Jason @ Work Save Live writes Does Canceling a Credit Card Hurt Your Credit? – Should You Consider Canceling Your Credit Card? Nearly everybody on this planet knows that Dave Ramsey is against credit cards; so much so that he shuns the idea of utilizing cards for their rewards and encourages people to CANCEL all of their cards despite the fact that canceling it may hurt your credit.
Corey @ 20s Finances writes Why Investment Fees Matter – Corey previously wrote about how time is your new best friend. This is all because of compound interest. The more time you have to let your investments grow, the more your money can compound upon itself and grow faster. It almost sounds too good to be true, and unfortunately it is when you look at it in terms of investment fees.
Passive Income Earner @ The Passive Income Earner writes Why Hold High Yield Stocks – High yield investments can play a part in your portfolio. Even though I am a fan of the 10/10 rule of investing which focuses on the growth of a dividend stock,a high yield dividend stock (or income trust) can have a part in a portfolio. In fact, I have high yield investments in my portfolio.
Kanwal @ Simply Investing writes Are Your Investments Making You Money? Are You Happy With The Results? – Are Your Investments Making You Money? Are You Happy With The Results? Will You Have Enough to Retire? Can You Quit Working? If you answered “No” to any of the above questions, then the time to act is now. I know life is busy and it’s easy to put off investing for a few years, but before you know it’ll be too late.
Crystal @ Budgeting in the Fun Stuff writes Student Loan Advice – Check out my student loan advice, see if I can help you.
krantcents @ KrantCents writes The 3 Z’s of Success – The 3 Z’s of Success is twenty-six in a series of articles to help you reach your goal.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes ARE YOU CUT OUT TO BUY A FIXER UPPER? – The lure of real estate investing is great. This article outlines what it takes to buy, renovate, and resell real estate. Find out if this potentially lucrative endeavor is for you.
Invest It Wisely @ Invest It Wisely writes Important Steps in the Home Buying Process – Here are the important steps in the home buying process. See if you agree.
Paul Vachon @ The Frugal Toad writes How to Get the Most From Your Credit Card Rewards – Whipping out the plastic doesn’t sound like the best way to save money, but if used correctly, credit cards can play a role in stretching your budget and getting the most from your money.
A Blinkin @ Funancials writes What is Supply Trade Finance? – Supply trade finance is when a company uses a bank (usually an international bank) to facilitate the transfer of goods or services, while also facilitating the payment for said goods or services in exchange. Basically, if you’re a US-based company, you don’t want to pay for goods from China until you are guaranteed they are on their way.
Daisy @ Add Vodka writes Why Babysitting is an Awesome Side Hustle – I babysit as a side hustle. I watch two kids that live fairly close to where I work. It works out perfectly, because I get off at 4:00 and I start babysitting at 4:30 a couple of days a week.
Roger the Amateur Financier @ The Amateur Financier writes Job Hunting Success – Retooling Your Job Hunt – Some advice on how you reshape your job hunt if you aren’t successful, and increase your chances of standing out from the crowd as you do.
PPlaner @ Provident Plan writes Signs of Dysfunctional Finances – Find out if your finances are dysfunctional. Do you find carry a credit card balance or live paycheck to paycheck? If so, it might be time for a change.
Jeremy @ Modest Money writes Saving Money By Taking Your Own Lunches To School or Work – If you work outside of the home, you have to supply your own lunch. Unless the executive dining room is at your disposal for free, you are on your own when hunger strikes at lunchtime. Eating lunch in expensive restaurants every day can be fun, but most working individuals have neither the time nor the money to indulge in that habit.
Sustainable PF @ Sustainable Personal Finance writes Want to Boost Your Savings? Consider a TFSA – One of the most interesting options that Canadians have when it comes to saving money is the Tax-Free Savings Account (TFSA).
SFB @ Simple Finance Blog writes How Does Corporate Finance Work? – Corporate finance is the finance of companies and businesses, and the tools used to make financial decisions for businesses. The primary goal of corporate finance is to increase the value of the company. Most corporate finance issues can be broken down into either long-term or short-term goals and decisions. For example, capital spending, long-term financing…
John @ Married (with Debt) writes Workplace Stress – The verdict is in – your job is killing you. More specifically, workplace stress is killing you. This means we’ve come full circle from our days as cavemen, when our biggest source of stress was finding food.
Kyle @ The Penny Hoarder writes Earn Extra Cash As a Personal Paparazzi Photographer – Are you an amateur or professional photographer wanting to put your talent to use while earning some money in the process? Here is what you can do to earn extra money.
Corey @ Steadfast Finances writes Investing in Real Estate Basics – I am an aspiring real estate investor. I don’t have direct experience investing in real estate, but several of my closest friends and family members own at least one rental property. I don’t just want to follow the crowd, because most people don’t think highly of investing in real estate.
JP @ My Family Finances writes Overanalyzing the Numbers behind the Family Grocery Bill – If you’ve ever wanted to see someone over analyze the family grocery bill, this post is for you.
Wayne @ Young Family Finance writes The Cost of Being Sick – Being sicks can put a huge strain on your normal life. It can not only cost you a lot of money, but cause social disruptions.
MR @ Money Reasons writes Spending Money Fail! How We Spend More Than We Realize – How spending on a car repair cause great financial anguish while the lunches I’d had that week cost even more! It funny what we worry about financially.
Ted Jenkin @ Your Smart Money Moves writes Three Ways Credit Card Companies Can Trick You – When the Dodd-Frank Wall Street Reform and Consumer Protection Act was put into place, credit card holders were supposed to benefit from the new
Echo @ Boomer & Echo writes The Ins and Outs of No Medical Exam Life Insurance – No medical exam life insurance has higher premiums than a standard life insurance policy, but may actually be less expensive for someone who’s likely to be rated. The tradeoff is in the benefits.
Glen Craig @ Free From Broke writes Bad Credit? Rebuild it With These Secured Credit Card Offers – Using one of the best secured credit card offers can help you build, or re-build, and improve your credit an get you on your way to getting an unsecured card.
SB @ One Cent at a Time writes 101 Ways to be More Productive – 101 ways to be productive, better and successful at your work, Learn to excel in whatever job you do. these tips are essential for any job. tips to get you ahead in your career.
Lance @ Money Life & More writes Should I Get a Smartphone Update! – Am I Glad I Got a Smartphone? After about a month and a half of owning my smartphone I am extremely happy I got it! My biggest concern was the smartphone data bill, a whole $30 a month. Thing is, I rarely buy things for myself and am definitely not a big spender…