Feb
22

Time Management: Stop Working

Despite popular belief, clocks still tick while you're commuting.

The best work is often done with a rested mind. A tired person tends to rush, make mistakes, and have less concern for the quality of the outcome. This isn’t because they have no regard for work quality, but because they want things done quickly and they are not using time management. As a frequent…
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Feb
20

50 Cent Stamps: U.S. Postal Service Plans Price Increase

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Since 2006, the U.S. Postal Service, U.S.P.S., has increased the price of stamps four times, going from 39 cents a stamp to 45 cents a stamp. Now, only a month after their last price increase in January, U.S.P.S. released their plans to increase the stamp price to 50 cents a stamp, a whopping 11% jump!…
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Feb
17

De-constructing Dazzling Diversification

money stacks

This is a guest post from our friends over at MultiMillionaire Road. This brief post should help you to visualise as to why diversification is necessary in building wealth. I mentioned in a previous post that one of the important features of becoming a multimillionaire is diversification. Without going too technical, here is a brief definition…
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Feb
15

Identity Theft Protection: Credit Card Safety

Protect Yourself From Fraud

Identity theft is a big problem in America. It’s estimated that it’s about a $3 trillion per year problem, to be specific. Identity theft can hurt credit scores, cost you money, and even harm your reputation. While there are a number of scenarios that identity thieves might use to get personal information and take advantage…
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Feb
10

How To Live Within Your Means

small old humble house cottage

Living within your means is the mantra of the frugal few, but maybe it is time to learn how to live within your means. The authors of The Millionaire Next Door discovered something not so astonishing about the world’s millionaires: they control money & live within their means. Many like to brush it off with…
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Feb
08

5 Reasons I Won’t Buy Facebook Stock

fb

Big news in tech was the announcement of Facebook’s IPO. This IPO has been highly anticipated by hopefuls for years. Many people just want a piece of the social media pie, as seen with the LinkedIn IPO. With such big names stepping out of the shadows of the private company realm, and stepping into the…
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Feb
05

It’s Not My Job

Employee Customer Service Agent Help

I’ve written about customer service in the past, but I wanted to bring it up again as it is a vital piece to your business. One specific aspect I want to talk about is the “it’s not my job” mentality that lots of businesses seem to suffer from. Customer Service Is Everyone’s Job Your business…
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Feb
01

The Process of Getting a Loan

OLYMPUS DIGITAL CAMERA

Regardless of your financial situation, there’s a good chance that you’ll need to get a loan at some point in the future. This could come in the form of a mortgage, a student loan, an auto loan or a small business loan. While these loans are for different purposes, the process of applying and qualifying…
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Jan
18

The Real Free Credit Report

The US Government Authorized Only One Website For Free Credit Reports.

Each year, consumers are deluged with commercials and songs about free credit reports. I have a contact at the Better Business Bureau who wanted me to help spread the word about this. This article is absolutely in no way a commercial article, and I’ve received no funding for posting it. The information contained in it…
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Jan
09

Understanding the Debt Snowball Method

Your Snowball Could Get This Big!

Guest Post by Ed O’Brien There are many consumers searching for the ideal way to pay down their debt to have more financial freedom and improve their credit. While there are varied ways and methods for eliminating debt effectively, no one program will work for every consumer. The first step in effective debt relief is…
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